408 S 5th St, Temple, TX, 76504
About This Home
Property is located close to downtown , can used residential 1-bedrom 1-bathroom or commercial small office. All utilities, owner financing available. Buyer will need to verify all information with the City Of Temple for commercial use. Property sold as-is
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1987
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: A-Frame,Garden Home
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Other,See Remarks
- Laundry features: None,Other,See Remarks
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- All Bedrooms Down,None,Vanity,Other,See Remarks
- Fireplace features: None,Other,See Remarks
- Attic: None
Heating & Cooling
- Heating features: None,Other,See Remarks
- Cooling features: None,Other,See Remarks
Interior Area
- Total interior livable area: 800 sqft
Property
Details
- Parcel number: 9164
- Zoning description: LI
- Special condition: Short Sale
Features
- Levels: One
- Stories: 1
- Pool features: None
- Exterior features: None,Other,See Remarks
- Fencing: Back Yard,Chain Link,None,Other,See Remarks
- Has view: Yes
- View description: None,Other
- Waterbody name: None,Other-See Remarks
Lot
- Lot size: 3,301 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Cold Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $404 | $4,848 |
| Home Insurance * | $74 | $888 |
| Property Taxes | $146 | $1,752 |
| Electricity | $238 | $2,859 |
| Total | $862 | $10,344 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Listed for sale | $80,000 |
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