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6143 S Dune Harbor Dr, Portage, IN, 46368

4beds
4baths
3,242sqft
$679,900
$210price/sqft
$4,879/moest. monthly cost
$195,160/yrincome needed

About This Home

AMAZING WATERFRONT HOME! Enjoy this maintenance free, turn key, end unit, townhome offering one floor living with plenty of room for guests. Nestled by the southern shores of Lake Michigan, surrounded by the Indiana Dunes National Park with a short stroll to the South Shore Train Station, <50 mins to Chicago. Marina Shores offers Fantastic amenities! A Spacious resort style pool, a nice gym, Spectacular Marina Shores Yacht Club Restaurant. Your new home is loaded with top of the line amenities: Stainless steel appliances, two dishwashers, wine cooler, ice machine, double oven, two beverage coolers, two gas fireplaces, gas grill on patio, whole home Generac generator. Beautiful landscaped, underground irrigation, patio, on an end lot. This home is professionally decorated with new furniture. Move in ready. Don't Delay wont last long. Welcome Home!!!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
6/10
4/10
Portage High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 2019

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Built-In Gas Range,Stainless Steel Appliance(s),Range Hood,Refrigerator,Other,Microwave,Gas Water Heater,Gas Cooktop,Dishwasher,Disposal
  • Laundry features: Lower Level,Other,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Sump Pump,Interior Entry,Full

Bedroom2

  • Level: Main
  • Area: 182
  • Dimensions: 14.0 x 13.0

Bedroom3

  • Level: Upper
  • Area: 252
  • Dimensions: 18.0 x 14.0

Bedroom4

  • Level: Basement
  • Area: 182
  • Dimensions: 14.0 x 13.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • 3/4 bathrooms: 4

Bonus Room

  • Level: Basement
  • Area: 594
  • Dimensions: 27.0 x 22.0

Dining Room

  • Level: Main
  • Area: 187
  • Dimensions: 17.0 x 11.0

Features

  • Cathedral Ceiling(s),Walk-In Closet(s),Wet Bar,Vaulted Ceiling(s),Recessed Lighting,Pantry,Other,Open Floorplan,Kitchen Island,In-Law Floorplan,High Ceilings,Eat-in Kitchen,Entrance Foyer,Double Vanity,Ceiling Fan(s)
  • Window features: Insulated Windows
  • Number of fireplaces: 2
  • Fireplace features: Blower Fan,Other,Great Room,Gas,Electric,Basement
  • Fireplace: Yes
  • Finished area above ground: 1,930

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 3,242
  • Total interior livable area: 3,242 sqft

Kitchen

  • Level: Main
  • Area: 280
  • Dimensions: 20.0 x 14.0

Living Room

  • Level: Main
  • Area: 255
  • Dimensions: 17.0 x 15.0

Primary Bedroom

  • Level: Main
  • Area: 221
  • Dimensions: 17.0 x 13.0

Property

Details

  • Parcel number: 640236187012000016
  • Attached to another structure: Yes
  • Zoning description: Other
  • Special condition: None

Features

  • Levels: One and One Half
  • Pool features: Heated,Other,In Ground
  • Patio & porch: Front Porch,Patio
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Privileges,River Front

Lot

  • Lot size: 6,751 sqft
  • Features: Back Yard,Sprinklers In Rear,Sprinklers In Front,Near Public Transit,Paved,Other,Landscaped,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Kitchen Level,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,437$41,244
Home Insurance *$385$4,620
Property Taxes $760$9,120
Electricity $297$3,566
Total$4,879$58,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,280/yr
40% on housing$146,370/yr
45% on housing$130,106/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 46368$120
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46368$162
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$679,900
2026-06-11Listed for sale$689,900
2023-10-31Listing removed--
2023-10-10Listed for rent$4,400
2023-09-28Listing removed--
2023-09-07Listed for rent$4,400
2023-09-07Listing removed--
2023-07-14Listed for sale$624,900
2023-07-02Contingent$624,900
2023-06-22Price change$624,900
2023-06-06Listed for sale$659,900
2021-03-01Sold$490,000

For Sale by Agent

AgentTheodore Lelek
Brokerage@properties/Christie's Intl RE

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