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227 N Mary Jo Dr, Harker Heights, TX, 76548

3beds
2baths
2,402sqft
$340,000
$142price/sqft
$2,722/moest. monthly cost
$108,880/yrincome needed

About This Home

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

2/10
2/10
Killeen High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: MultiFamily
  • Architectural style: Ranch
  • Property subType: Duplex,Multi Family,Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Some Electric Appliances,Range
  • Laundry features: Laundry in Utility Room,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Ceiling Fan(s),Vanity,Walk-In Closet(s),Breakfast Bar,Granite Counters,Pantry
  • Flooring: Concrete,Painted/Stained
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central,Electric,Multiple Heating Units
  • Cooling features: Central Air,Electric,2 Units

Interior Area

  • Total interior livable area: 2,402 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 492252
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 6,259 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Winter Weather
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$238$2,856
Property Taxes $502$6,024
Electricity $263$3,165
Total$2,722$32,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,325/yr
40% on housing$81,660/yr
45% on housing$72,586/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 76548$128
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76548$144
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-16Listed for sale$340,000
2025-09-13Listing removed$1,250
2025-08-01Listed for rent$1,250
2022-02-22Sold--
2022-02-17Pending sale$320,000
2022-02-11Listed for sale$320,000
2022-02-07Pending sale$320,000
2022-02-03Listed for sale$320,000
2020-08-18Sold--

For Sale by Agent

AgentMarilyn Joyce
BrokerageThe Agents Premiere Realty Grp

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