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7691 Cross Creek Dr, Columbia, MD, 21044

5beds
7baths
6,439sqft
$1,649,000
$256price/sqft
$11,093/moest. monthly cost
$443,720/yrincome needed

About This Home

Welcome to 7691 Cross Creek Drive, an extraordinary contemporary residence where refined design, exceptional craftsmanship, and luxurious comfort come together in one remarkable offering. Built by NV Homes in 2022 and nestled within a prestigious newer-Columbia community in the River Hill high school district, this exceptional home backs to a picturesque wooded setting, creating a private retreat. Spanning nearly 7,000 square feet across three beautifully finished levels, the home captivates from the moment you step inside. Dramatic soaring ceilings, expansive windows, and an abundance of natural light create an atmosphere of elegance and grandeur. At the heart of the home, the spectacular great room is anchored by a fireplace that brings warmth and intimacy to the impressive space. Seamlessly connected to the living and dining areas, the chef-inspired kitchen is designed to satisfy the most discerning culinary enthusiast, featuring upgraded appliances, quartz countertops, an expansive center island with seating, a walk-in pantry, and premium finishes throughout. Whether hosting intimate dinners or grand celebrations, this space is perfectly suited for effortless entertaining. Thoughtfully designed for today's lifestyle, the main level includes a private home office enclosed by French doors and enhanced by custom built in bookcases, creating an ideal work from home environment. A desirable bedroom suite with its own full bath provides comfortable accommodations for guests, extended family, or multigenerational living. Formal gatherings are elevated in the elegant dining room, complemented by a convenient butler's pantry. Just off the garage, a thoughtfully designed mudroom with a built-in drop zone keeps daily essentials organized and within reach. Finally, an elegant powder room concludes this level. Ascend to the upper level, where a lavish primary suite serves as a luxurious private sanctuary. The spa-inspired bath offers the ultimate retreat, complete with soaking tub, dual vanities, a beautifully tiled shower featuring dual shower heads, and sleek frameless glass. Beyond the bath, an oversized walk-in closet provides exceptional wardrobe storage and organization. Three generously sized secondary bedrooms complete the level, each featuring a walk-in closet and its own private en suite bath. A centrally located laundry room with a utility sink adds convenience to everyday living. The entertainment possibilities continue on the finished lower level, where an elegant wet bar showcases quartz countertops, a beverage refrigerator, and dishwasher, creating the perfect setting for hosting unforgettable gatherings. An expansive recreation room offers abundant space for relaxation and entertainment, while a separate bonus room is ideal for hobbies, fitness, gaming, or a private retreat. A full bath further enhances the versatility of this level. Outdoor living is equally captivating. Step onto the covered deck and savor peaceful mornings, evening sunsets, and year round enjoyment while overlooking the tranquil backdrop of mature trees and natural woodland. Residents enjoy access to community playgrounds and sought after neighborhood amenities, enhancing an already exceptional lifestyle. 7691 Cross Creek Drive offers outstanding convenience for commuters. Ideally situated, the home provides easy access to Routes 32, 29, 108, and I-95, creating seamless connections to Columbia, Baltimore, Washington, D.C., Annapolis, major employment centers throughout the region, Robinson Nature Center, and highly rated schools including River Hill High. Nearby commuter bus services and MARC rail options further enhance travel flexibility, while an abundance of shopping, dining, recreation, and everyday conveniences remain just minutes from home. Combining timeless luxury, contemporary sophistication, and an exceptional setting, 7691 Cross Creek Drive presents a rare opportunity to experience elevated living at its absolute finest.

Getting Around

8
WalkingCar-Dependent
21
TransitMinimal Transit
7
BikeSomewhat Bikeable

Schools

7/10
9/10
10/10
River Hill High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Other
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Cooktop,Dishwasher,Dryer,Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Disposal,Gas Water Heater
  • Laundry features: Upper Level,Laundry Room,Mud Room

Basement

  • Has basement: Yes
  • Basement: Finished,Connecting Stairway,Partial,Heated,Interior Entry,Exterior Entry,Rear Entrance,Walk-Out Access,Windows

Bedroom2

  • Features: Flooring - Carpet,Attached Bathroom,Walk-In Closet(s)
  • Level: Upper
  • Area: 195
  • Dimensions: 13 X 15

Bedroom3

  • Features: Flooring - Carpet,Attached Bathroom,Walk-In Closet(s)
  • Level: Upper
  • Area: 156
  • Dimensions: 12 X 13

Bedroom4

  • Level: Upper
  • Area: 154
  • Dimensions: 14 X 11

Bedroom5

  • Features: Flooring - Luxury Vinyl Plank,Attached Bathroom,Walk-In Closet(s)
  • Level: Main
  • Area: 143
  • Dimensions: 11 X 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 165
  • Dimensions: 11 X 15

Features

  • Soaking Tub,Bathroom - Tub Shower,Bathroom - Stall Shower,Breakfast Area,Butlers Pantry,Bar,Built-in Features,Dining Area,Crown Molding,Combination Kitchen/Dining,Combination Kitchen/Living,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen Island,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings,High Ceilings,Cathedral Ceiling(s),Dry Wall
  • Door features: Atrium,Insulated,French Doors
  • Window features: Insulated Windows,Double Pane Windows,Transom,Screens,Vinyl Clad
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Mantel(s),Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 1,655
  • Finished area above ground: 4,784

Foyer

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 90
  • Dimensions: 6 X 15

Great Room

  • Features: Flooring - Luxury Vinyl Plank,Fireplace - Gas
  • Level: Main
  • Area: 320
  • Dimensions: 16 X 20

Heating & Cooling

  • Heating features: Forced Air,Zoned,Natural Gas
  • Cooling features: Central Air,Zoned,Electric

Interior Area

  • Total structure area: 6,992
  • Total interior livable area: 6,439 sqft

Kitchen

  • Features: Flooring - Luxury Vinyl Plank,Kitchen Island,Countertop(s) - Quartz,Kitchen - Gas Cooking,Breakfast Bar,Breakfast Room,Pantry
  • Level: Main
  • Area: 320
  • Dimensions: 16 X 20

Laundry

  • Features: Flooring - Ceramic Tile
  • Level: Upper
  • Area: 64
  • Dimensions: 8 X 8

Mud Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 56
  • Dimensions: 8 X 7

Office

  • Features: Flooring - Luxury Vinyl Plank,Built-in Features
  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Other

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 380
  • Dimensions: 20 X 19

Primary Bedroom

  • Features: Flooring - Carpet,Attached Bathroom,Walk-In Closet(s)
  • Level: Upper
  • Area: 462
  • Dimensions: 21 X 22

Recreation Room

  • Features: Flooring - Carpet,Wet Bar
  • Level: Lower
  • Area: 1530
  • Dimensions: 30 X 51

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 1405602174
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Garden,Trees/Woods

Lot

  • Lot size: 0.28 Acres
  • Features: Backs to Trees,Front Yard,Landscaped,Rear Yard

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Inside Entrance,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,338$100,056
Home Insurance *$388$4,656
Property Taxes $1,547$18,564
Electricity $820$9,844
Total$11,093$133,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$380,331/yr
40% on housing$332,790/yr
45% on housing$295,813/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 21044$214
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21044$245
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$1,649,000
2026-06-18Listed for sale$1,690,000
2022-08-17Sold$1,325,830
2022-03-17Sold$438,559
2021-12-15Pending sale$1,214,990
2021-09-29Listed for sale$1,214,990

For Sale by Agent

AgentChen Chen
BrokerageNorthrop Realty

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