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3121 W Columbia St, Springfield, OH, 45504

2beds
1baths
1,190sqft
$190,000
$160price/sqft
$1,441/moest. monthly cost
$57,640/yrincome needed

About This Home

Own a very nice, move in ready home cheaper than rent! The home features two large main rooms on the first floor, one of which could be a bedroom. There is also a nice sized eat-in kitchen, completely furnished with appliances. The utility room is adjacent to the full bath and is also furnished with a washer and dryer. There are two large bedrooms on the second floor of the home. Don't overlook the privacy of the back deck as you are surrounded by many mature trees to the adjacent parcel that will be included with the sale. Many updates have already been completed to the house, including a brand-new gas furnace, central air conditioning and electric water heater in 2017 as well a new electrical service panel. This home has easy access to the interstate, close to the city for the conveniences of shopping or dining out as well as being supplied with city water and sewer services but is located in the county and Shawnee School District.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
Possum Elementary SchoolGrades PK-65.9 mi
8/10
Shawnee High SchoolGrades 7-125.8 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Combination
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Unfinished

Bedroom1

  • Level: Second
  • Area: 182
  • Dimensions: 14.00 x 13.00

Bedroom2

  • Level: Second
  • Area: 169
  • Dimensions: 13.00 x 13.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 182
  • Dimensions: 14.00 x 13.00

Features

  • Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Laminate,Wood

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,190
  • Total interior livable area: 1,190 sqft

Kitchen

  • Level: First
  • Area: 182
  • Dimensions: 14.00 x 13.00

Living Room

  • Level: First
  • Area: 169
  • Dimensions: 13.00 x 13.00

Utility Room

  • Level: First
  • Area: 60
  • Dimensions: 10.00 x 6.00

Property

Details

  • Parcel number: 3000600016207004
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Deck

Lot

  • Lot size: 0.38 Acres
  • Features: Residential Lot
  • Lot size dimensions: 101 x 165

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$106$1,272
Property Taxes $182$2,184
Electricity $193$2,320
Total$1,441$17,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,405/yr
40% on housing$43,230/yr
45% on housing$38,426/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 45504$106
Clark County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 45504$154
Clark County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$185,000
2026-07-30Listed for sale$190,000
2003-08-15Sold$29,000
2002-07-12Sold$32,000

For Sale by Agent

AgentAaron Brown
BrokerageRoyer Realty LLC

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