574 Whitehall Rd, Chattanooga, TN, 37405
About This Home
Stunning modern home with city views in North Chattanooga. This exceptional property features high ceilings throughout and an open-concept kitchen and living area framed by two walls of windows that fill the space with natural light and showcase city views through the trees. The inviting living room centers around a gas fireplace with a shiplap mantle and built-in lower cabinets for added storage. The gourmet kitchen is ideal for both entertaining and everyday living, featuring a large island with barstool seating, pendant lighting, a workstation sink and dishwasher, a gas stove with vent hood, and a walk-in pantry offering abundant shelving and storage. A formal dining room provides an elegant setting for gatherings and special occasions. The main level primary suite is a true retreat, featuring triple windows, a luxurious bath with a freestanding garden tub, a separate tiled walk-in shower, and a spacious walk-in closet with washer and dryer hookups. Completing the main level is a second full bedroom and bathroom, privately located on the other side of the home from the primary bedroom. Upstairs, a spacious den offers a great space for entertaining or relaxing. This level also includes a third bedroom and full bathroom, a bonus room perfect for a home office, and a second laundry room for added convenience. Additional highlights include a two-car front-loading garage, ample storage throughout, and city views from multiple vantage points. HOA dues are $300 per month. Enjoy the perfect balance of tranquility and proximity—just minutes from downtown Chattanooga, yet surrounded by natural beauty. Don't miss your chance to make this stunning home your own!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt,Shingle
- Construction materials: Brick,Fiber Cement
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dishwasher,Free-Standing Gas Range,Gas Water Heater,Microwave,Refrigerator
- Laundry features: Laundry Closet,Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bonus Room
- Level: Second
Dining Room
- Level: First
Family Room
- Level: First
Features
- Double Vanity,Granite Counters,High Ceilings,Open Floorplan,Pantry,Primary Downstairs,Soaking Tub,Walk-In Closet(s),Separate Shower,Tub/shower Combo
- Window features: Insulated Windows,Vinyl Frames
- Flooring: Carpet,Hardwood,Tile,Engineered Hardwood
- Number of fireplaces: 1
- Fireplace features: Den,Family Room,Gas Starter
- Fireplace: Yes
- Finished area above ground: 2,935
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,935
- Total interior livable area: 2,935 sqft
Master Bedroom
- Level: First
Property
Details
- Parcel number: 135c A 001 C574
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Covered,Deck,Patio
- Exterior features: Private Yard,Rain Gutters
- Has view: Yes
- View description: City,Mountain(s),Other
Lot
- Features: Level,Sprinklers In Front,Sprinklers In Rear,Brow Lot
- Lot size dimensions: 0
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Off Street,Garage Faces Front,Kitchen Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Earthquake
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance | $216 | $2,592 |
| Property Taxes | $727 | $8,724 |
| Electricity | $238 | $2,861 |
| Total | $4,467 | $53,604 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $650,000 |
| 2026-04-13 | Price change | $690,000 |
| 2026-04-06 | Price change | $697,500 |
| 2026-02-13 | Price change | $699,900 |
| 2026-01-17 | Price change | $725,000 |
| 2025-12-22 | Price change | $730,000 |
| 2025-12-04 | Price change | $740,000 |
| 2025-11-11 | Listed for sale | $750,000 |
| 2023-03-15 | Sold | $610,000 |
| 2023-02-17 | Contingent | $635,000 |
| 2023-02-14 | Price change | $635,000 |
| 2023-01-18 | Listed for sale | $655,000 |
| 2022-12-26 | Contingent | $655,000 |
| 2022-11-17 | Price change | $655,000 |
| 2022-10-21 | Listed for sale | $670,000 |
| 2019-09-24 | Sold | $60,000 |
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