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6870 Carnell Way, Chattanooga, TN, 37421

4beds
3baths
2,185sqft
$509,000
$233price/sqft
$3,507/moest. monthly cost
$140,280/yrincome needed

About This Home

Welcome to 6870 Carnell Way—where comfort, convenience, and thoughtful upgrades come together. This beautifully maintained home features an open floor plan with many thoughtful amenities. Inside, you'll find an open floor plan featuring an abundance of natural light. The living room offers a cozy and decorative fireplace. In the master suite, you'll find a luxurious soaking tub and beautiful tiled separate shower. The laundry and pantry both feature upgraded built in shelving. The garage has ample overhead storage. For the remote worker, there is high speed ethernet ports throughout the home. The appliances are all brand-new, including the washer and dryer. Outside the large deck overlooks the fenced in backyard (low maintenance vinyl privacy fencing). Enjoy relaxing in the hot tub. Or planting in the garden beds. Conveniently located near shopping, schools, and businesses - but without the traffic. Quiet and friendly neighborhood.

Getting Around

39
WalkingCar-Dependent
26
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

4/10
Tyner Middle AcademyGrades 6-81.6 mi
5/10
Tyner AcademyGrades 9-121.6 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes
  • Finished area above ground: 2,185

Interior Area

  • Total structure area: 2,185
  • Total interior livable area: 2,185 sqft

Property

Details

  • Parcel number: 148e F 011

Features

  • Exterior features: Private Yard

Lot

  • Lot size: 6,250 sqft
  • Lot size dimensions: 85 x 64 x 97 x 69 x 12

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Earthquake
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,573$30,876
Home Insurance $174$2,088
Property Taxes $583$6,996
Electricity $177$2,130
Total$3,507$42,084

Income You'd Need if You Spent...

35% on housing$120,240/yr
40% on housing$105,210/yr
45% on housing$93,520/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 37421$191
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37421
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$524,900
2026-03-09Price change$539,900
2025-12-26Listed for sale$549,900
2020-11-16Sold$351,000

For Sale by Agent

AgentRachael Henderson
BrokerageCrye-Leike, REALTORS

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