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3169 Saint Elmo Ave, Chattanooga, TN, 37408

1beds
2baths
1,056sqft
$335,000
$317price/sqft
$2,409/moest. monthly cost
$96,360/yrincome needed

About This Home

Welcome to The Stockyard Townhomes, one of Chattanooga's most exciting urban communities! This unique three-level townhome offers one bedroom, two full bathrooms, and a flexible floor plan designed for modern city living. Whether you are looking for a primary residence, weekend retreat, or investment opportunity, this home places you in the heart of one of Chattanooga's fastest-growing neighborhoods. Enjoy direct access to the Tennessee Riverwalk for miles of walking, running, and biking, plus a community swimming for pool just steps from your door for you and the Stockyard neighbors. You are also within walking and biking distance of the vibrant Southside district featuring award-winning restaurants, breweries, entertainment, shopping, and local events. Sports fans will love being just moments from The Bend, home to the all-new Chattanooga Lookouts stadium, the Minor League affiliate of the Cincinnati Reds, and the centerpiece of Chattanooga's newest mixed-use urban development. This thriving destination is transforming the riverfront with exciting dining, retail, recreation, and entertainment opportunities. Experience minimal maintenance living in an unbeatable location where outdoor recreation, city conveniences, and Chattanooga's newest attractions are right outside your front door. Schedule your private showing today!

Getting Around

44
WalkingCar-Dependent
25
TransitSome Transit
56
BikeBikeable

Schools

3/10
4/10
The Howard SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Range,Free-Standing Electric Range,Microwave,Water Heater
  • Laundry features: Laundry Closet,In Kitchen

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Granite Counters,High Ceilings,Kitchen Island,Pantry,Walk-In Closet(s),Separate Shower,Tub/shower Combo,En Suite
  • Window features: Insulated Windows,Vinyl Frames
  • Flooring: Luxury Vinyl,Wood
  • Finished area above ground: 1,056

Heating & Cooling

  • Heating features: Central,Ductless,Electric
  • Cooling features: Central Air,Ductless,Electric,Other

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Living Room

  • Level: First

Loft

  • Level: Third

Master Bedroom

  • Level: Third

Property

Details

  • Parcel number: 155g A 001 C005
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: Association,Community,Fenced,In Ground
  • Patio & porch: Covered,Deck,Other,Porch,See Remarks,Porch - Covered
  • Exterior features: Balcony,Private Entrance,Rain Gutters
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: None

Lot

  • Features: Other
  • Lot size dimensions: 0

Parking

  • Parking features: Asphalt,Off Street,On Street,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance $158$1,896
Property Taxes $383$4,596
Electricity $175$2,103
Total$2,409$28,908

Income You'd Need if You Spent...

35% on housing$82,594/yr
40% on housing$72,270/yr
45% on housing$64,240/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 37408$229
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37408
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$325,000
2026-07-02Listed for sale$335,000
2025-04-16Listing removed$1,850
2025-03-15Price change$1,850
2025-03-01Listed for rent$1,950
2023-01-27Sold$289,000
2022-12-31Contingent$289,000
2022-12-15Price change$289,000
2022-11-18Listed for sale$299,000
2021-04-01Sold$215,000

For Sale by Agent

AgentGrace Edrington
BrokerageBerkshire Hathaway HomeServices J Douglas Properties

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