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6871 Carnell Way, Chattanooga, TN, 37421

4beds
3baths
2,484sqft
$549,000
$221price/sqft
$3,780/moest. monthly cost
$151,200/yrincome needed

About This Home

Only 4 Years Old in Sought-After Carnell Subdivision! Don't miss this beautifully maintained 4-bedroom, 3-bath home offering a versatile 1.5-story floor plan filled with quality finishes and thoughtful upgrades. The main level features engineered hardwood flooring throughout, a spacious living room with soaring cathedral ceilings, an electric fireplace, and an open-concept design that flows seamlessly into the kitchen and dining area. The well-appointed kitchen showcases white cabinetry, granite countertops, a large center island, and a walk-in pantry, making it perfect for both everyday living and entertaining. Just off the living area, the covered back patio features a tongue-and-groove ceiling with a fenced in back yard creating the perfect space to relax outdoors. The main-level primary suite offers a tray ceiling and a generous walk-in closet. The luxurious en-suite bath includes tile flooring, a beautifully tiled walk-in shower with a glass door, double vanity, and a relaxing soaking tub. Also on the main level you have your second bedroom adjacent to a full bathroom. Upstairs, you'll find bedroom number three with plush carpeting, a full bathroom with tile flooring, and a spacious bonus room that can easily serve as a fourth bedroom, media room, home office, or playroom. Located in the desirable Carnell Subdivision, this home combines modern style, functional living spaces, and an exceptional location. Schedule your private showing today! Owner/Agent.

Getting Around

41
WalkingCar-Dependent
26
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

4/10
Tyner Middle AcademyGrades 6-81.7 mi
5/10
Tyner AcademyGrades 9-121.6 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stone,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Free-Standing Electric Range,Microwave
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Basement: None

Bathroom

  • Area: 42.0112
  • Dimensions: 8.68 x 4.85

Bathroom

  • Area: 39.1713
  • Dimensions: 4.83 x 8.12

Bedroom

  • Area: 153.8798
  • Dimensions: 12.34 x 12.47

Bedroom

  • Area: 153.4848
  • Dimensions: 11.42 x 13.44

Bedroom

  • Area: 26.273
  • Dimensions: 6.11 x 4.31

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Exercise Room

  • Area: 323.9065
  • Dimensions: 15.55 x 20.83

Features

  • Cathedral Ceiling(s),Double Vanity,Granite Counters,High Ceilings,Pantry,Primary Downstairs,Walk-In Closet(s),Separate Shower,Tub/shower Combo,Separate Dining Room,Connected Shared Bathroom
  • Window features: Vinyl Frames
  • Flooring: Carpet,Hardwood,Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,484

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Multi Units

Interior Area

  • Total structure area: 2,484
  • Total interior livable area: 2,484 sqft

Laundry

  • Area: 48.24
  • Dimensions: 8 x 6.03

Master Bathroom

  • Area: 110.6898
  • Dimensions: 12.34 x 8.97

Master Bedroom

  • Area: 199.6612
  • Dimensions: 12.34 x 16.18

Property

Details

  • Parcel number: 148e E 004
  • Special condition: Personal Interest

Features

  • Levels: One and One Half
  • Stories: 2
  • Patio & porch: Covered,Deck,Patio,Porch,Porch - Covered
  • Exterior features: Private Yard,Rain Gutters

Lot

  • Lot size: 5,662 sqft
  • Features: Level,Split Possible
  • Lot size dimensions: 60 x 87

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Front,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Earthquake
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance $174$2,088
Property Taxes $629$7,548
Electricity $201$2,421
Total$3,780$45,360

Income You'd Need if You Spent...

35% on housing$129,600/yr
40% on housing$113,400/yr
45% on housing$100,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 37421$191
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37421
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$549,000
2026-07-15Listed for sale$569,000
2022-12-30Listing removed--
2022-12-06Price change$459,000
2022-11-03Listed for sale$469,000

For Sale by Agent

AgentTonjia Landreth
BrokerageBridge City Realty, LLC

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