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264 Willow Bank Cir, Decatur, AL, 35603

5beds
4baths
3,350sqft
$429,000
$128price/sqft
$2,969/moest. monthly cost
$118,760/yrincome needed

About This Home

Located in Priceville School District, this 5BR/ 3.5BA home offers 3,350 sq ft of well-designed living space, built in 2018. This Open layout features wood flooring in main areas, smooth ceilings, and crown molding. Kitchen includes granite countertops, large island, GE appliances, large pantry and lots of cabinet space. Master suite offers double vanity, soaking tub, separate shower, and large walk-in closet. Upstairs there are 4 bedrooms with 2 baths. Large 2 car garage, Covered Back porch with nice quiet back yard setting. This property is 15 minutes from Madison/Huntsville. Bakers Farm Amenities are amazing with a POOL, 2 ponds, nature trails and a gym. Schedule your showing

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
7/10
Priceville High SchoolGrades 9-120.3 mi
10/10

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab

Other

  • Builder name: DAVIDSON HOMES LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator,Electric Water Heater

Bathroom1

  • Level: First
  • Area: 121

Bathroom2

  • Level: First
  • Area: 25

Bathroom3

  • Level: Second
  • Area: 55

Bathroom4

  • Level: Second
  • Area: 64

Bedroom2

  • Features: Ceiling Fan(s),Carpet,Walk-In Closet(s)
  • Level: Second
  • Area: 156

Bedroom3

  • Features: Ceiling Fan(s),Carpet
  • Level: Second
  • Area: 143

Bedroom4

  • Features: Ceiling Fan(s),Carpet
  • Level: Second
  • Area: 187

Bedroom5

  • Features: Ceiling Fan(s),Carpet
  • Level: Second
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Ceiling Fan(s),Carpet
  • Level: Second
  • Area: 285

Dining Room

  • Features: Wood Floor
  • Level: First
  • Area: 143

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 3,350 sqft

Kitchen

  • Features: Crown Molding,Granite Counters,Pantry,Recessed Lighting,Wood Floor
  • Level: First
  • Area: 154

Laundry Room

  • Level: First
  • Area: 42

Living Room

  • Features: Ceiling Fan(s),Crown Molding,Fireplace,Wood Floor
  • Level: First
  • Area: 221

Master Bathroom

  • Level: First
  • Area: 121

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 221

Property

Details

  • Parcel number: 1201010000018.060

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Patio & porch: Covered Patio

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 165 x 55

Parking

  • Parking features: Garage-Two Car,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$316$3,792
Property Taxes $110$1,320
Electricity $374$4,498
Total$2,969$35,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,794/yr
40% on housing$89,070/yr
45% on housing$79,173/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 35603$139
Morgan County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 35603$155
Morgan County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$429,000
2018-06-08Sold$248,215

For Sale by Agent

AgentShane Odom
BrokerageMarMac Real Estate

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