See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

124 4th Ave, Springfield, OH, 45505

2beds
1baths
576sqft
$109,000
$189price/sqft
$929/moest. monthly cost
$37,160/yrincome needed

About This Home

Full of charm, this cozy 2-bedroom, 1-bath home is a great option for a first-time homebuyer, someone looking to downsize, or an investor seeking a rental property. The home is clean, fresh, and offers comfortable living with an efficient layout. A full basement provides plenty of storage space and could also be used as a workshop, hobby area, or additional living space. The large backyard offers room to relax, entertain, or garden. Conveniently located near Kroger, Walmart, restaurants, and the reservoir, you'll enjoy easy access to shopping, dining, and outdoor recreation. Selling as-is, motivated seller!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Mann Elementary SchoolGrades K-60.5 mi
2/10
Schaefer Middle SchoolGrades 7-80.3 mi
4/10
Springfield High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1942

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Block,Full,Unfinished

Bedroom1

  • Level: First
  • Area: 84
  • Dimensions: 12.00 x 7.00

Bedroom2

  • Level: First
  • Area: 96
  • Dimensions: 12.00 x 8.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Breakfast

  • Level: First
  • Area: 77
  • Dimensions: 7.00 x 11.00

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 576
  • Total interior livable area: 576 sqft

Kitchen

  • Level: First
  • Area: 77
  • Dimensions: 11.00 x 7.00

Living Room

  • Level: First
  • Area: 165
  • Dimensions: 15.00 x 11.00

Property

Details

  • Parcel number: 3100700022205002
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 5,662 sqft
  • Features: Residential Lot
  • Lot size dimensions: 40 x 151

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $551$6,612
Home Insurance *$81$972
Property Taxes $104$1,248
Electricity $193$2,320
Total$929$11,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,851/yr
40% on housing$27,870/yr
45% on housing$24,773/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 45505$109
Clark County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 45505$135
Clark County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$99,000
2026-07-13Listed for sale$109,000
2026-07-03Pending sale$109,000
2026-07-03Listed for sale$109,000
2025-01-22Sold$85,000
2025-01-09Pending sale$90,000
2024-12-03Listed for sale$90,000
2024-10-16Listing removed$100,000
2024-10-15Listed for sale$100,000
2024-03-20Sold$35,000

For Sale by Agent

AgentSydney Snyder
BrokerageColdwell Banker Heritage

Similar Homes