5540 W 5th St Spc 21, Oxnard, CA, 93035
About This Home
Enjoy the best of beachside living in the desirable Oxnard Shores community, just a short walk from the sand and surf. Situated on the largest lot in this gated, family-friendly park, this beautifully maintained home offers space, comfort, and convenience.Built in 2019, this newer 3-bedroom, 2-bath residence features 1,556 sq ft of open-concept living space, perfect for both relaxing and entertaining. The modern kitchen is equipped with all stainless steel appliances (included) and flows seamlessly into the spacious living area.The living room boasts durable vinyl tile flooring throughout and a cozy, working fireplace, creating a warm and inviting atmosphere. The Primary bathroom includes a luxury 26 jet walk in tub. Step outside to a private, fully fenced backyard, ideal for pets, gatherings, or simply enjoying the coastal breeze.Additional highlights include a full 2-car garage-rare find in this community-4 year old 50 yr warranty roof---and the peace of mind that comes with a newer home.Don't miss this opportunity to own a slice of coastal paradise in one of Oxnard's most sought-after neighborhoods.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2019
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Dishwasher,Gas Oven,Gas Range,Microwave,Refrigerator,Tankless Water Heater,Water To Refrigerator
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room
Bathroom
- Features: Bathtub,Jetted Tub,Separate Shower,Walk-In Shower
Bedroom
- Features: All Bedrooms Down
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- All Bedrooms Down
- Flooring: Carpet,Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,555 sqft
Kitchen
- Features: Granite Counters,Kitchen/Family Room Combo
Property
Accessibility
- Accessibility features: Safe Emergency Egress from Home
Details
- Parcel number: 1910021035
- On leased land: Yes
- Lease amount: 1458
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Living area
- Private pool: Yes
- Pool features: Community
- Patio & porch: Concrete,Enclosed
- Has spa: Yes
- Spa features: Community
- Fencing: Brick,Vinyl
- Has view: Yes
- View description: None
Lot
- Lot size: 6,000 sqft
- Features: Back Yard,Front Yard
Parking
- Total spaces: 4
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Ventura County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,615 | $43,380 |
| Home Insurance * | $102 | $1,224 |
| Property Taxes | $701 | $8,412 |
| Electricity | $398 | $4,786 |
| Total | $4,816 | $57,792 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $750,000 |
View on Zillow