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400 N Palafox St, Pensacola, FL, 32501

5beds
3baths
2,361sqft
$959,000
$406price/sqft
$8,187/moest. monthly cost
$327,480/yrincome needed

About This Home

Right in the heart of downtown Pensacola, this one puts you exactly where you want to be. Step outside and you’re just moments from local dining, nightlife, galleries, and waterfront strolls. It’s the kind of location where weekends plan themselves and everything feels within reach. This custom-built home was thoughtfully designed by the owner to make the most of downtown living, with a front balcony and an upstairs terrace that capture the energy and views of the city. Whether it’s morning coffee above the rooftops or evenings soaking it all in, this home keeps you connected to the best of Pensacola. The layout offers incredible flexibility. Use it as a primary residence, income-producing property, guest-friendly setup, or a mix of all three. With separate living possibilities built in, it easily adapts to your needs. Take the elevator up to the second floor and you’ll find a true highlight: a spacious terrace made for entertaining and unwinding. An outdoor kitchen, bar area, lounge space, and hot tub create your own private retreat in the middle of downtown. Inside, both levels offer generous laundry rooms and ample storage throughout. The fourth bedroom is set up with bunk beds to comfortably host extra guests, making it ideal for visiting friends or short-term stays. An oversized garage adds even more function, complete with a built-in overhead storage deck. If you’ve been looking for a downtown home that blends lifestyle, flexibility, and a fun sense of place, this one stands out in all the right ways.

Getting Around

73
WalkingVery Walkable
34
TransitSome Transit
63
BikeBikeable

Schools

1/10
Global Learning AcademyGrades PK-51.6 mi
4/10
4/10
Pensacola High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Built In Microwave,Dishwasher,Disposal,Refrigerator
  • Laundry features: W/D Hookups

Bedroom

  • Level: First
  • Area: 80

Bedroom1

  • Level: Second
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Elevator,Recessed Lighting
  • Window features: Storm Window(s),Blinds
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,361
  • Total interior livable area: 2,361 sqft

Kitchen

  • Level: First
  • Area: 216

Living Room

  • Level: First
  • Area: 110

Master Bedroom

  • Level: First
  • Area: 117

Office

  • Level: Second
  • Area: 35

Property

Details

  • Parcel number: 000s009010028010
  • Zoning description: City

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered Deck
  • Has spa: Yes
  • Spa features: Private

Lot

  • Lot size: 2,613 sqft
  • Features: Central Access

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2