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15974 GREAT LAKES Circle, Jacksonville, FL, 32218

5beds
5baths
3,498sqft
$535,000
$153price/sqft
$4,136/moest. monthly cost
$165,440/yrincome needed

About This Home

Welcome to this beautifully maintained 5 bedroom 4.5 bath home in the highly desirable gated community of Pine Lakes! Built in 2020, this spacious 2 story home offers 3,498 sq ft of living space on a generous 0.23 acre lot with a 3 car garage. Enjoy an open concept layout perfect for entertaining, a gourmet kitchen, and a grand owner's suite. The community features a resort style pool, clubhouse, and fitness center with NO CDD fees and a low HOA. Conveniently located near I95, River City Marketplace, and top rated schools. This home is also an ideal fit for military families, with easy access to both Naval Air Station Jacksonville and Naval Station Mayport. Whether you are PCSing to the area or looking for a spacious home close to base, this one checks every box. Space, style, and an unbeatable location. Don't miss your chance to call Pine Lakes home Some Appliances are negotiable with correct offer not everything conveys.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

8/10
4/10
Oceanway SchoolGrades 6-84.2 mi
3/10
First Coast High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi Generational
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Electric Water Heater,Ice Maker,Microwave,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Entrance Foyer,Pantry,Walk-In Closet(s)
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,498 sqft

Property

Details

  • Parcel number: 1082355445

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Hail
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$383$4,596
Property Taxes $696$8,352
Electricity $352$4,224
Total$4,136$49,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,805/yr
40% on housing$124,080/yr
45% on housing$110,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 32218$143
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32218$164
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$535,000
2026-07-17Price change$550,000
2026-06-21Price change$560,000
2026-06-09Price change$575,000
2026-06-04Listed for sale$585,000
2020-07-28Sold$368,200

For Sale by Agent

AgentGREGORY KEITH GRANT
BrokerageMOMENTUM REALTY

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