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855 FLACH Drive, Saint Johns, FL, 32259

5beds
3baths
2,369sqft
$575,000
$243price/sqft
$4,045/moest. monthly cost
$161,800/yrincome needed

About This Home

Welcome to this stunning lakefront home! Tile plank flooring throughout, no carpet! Private guest suite and desirable split-bedroom layout. Designer kitchen features extended counters, added cabinetry, 42'' white cabinets with crown molding, stainless appliances, 5-burner gas range, and spacious walk-in pantry. Crown molding enhances main living areas. Owner's retreat features a double-door entry, dual vanities, oversized custom shower with bench, and expansive walk-in closet. Direct laundry access with sink, cabinetry, and upgraded LG washer/dryer included. Enjoy outdoor living with this screened and paved lanai w/ summer kitchen and extended paver patio overlooking a fenced yard and pond views. Cement lap siding, vinyl eaves/gutters, paver driveway. Stone accents in front. 3-car garage with overhead storage racks. Third bay is enclosed with a wall A/C unit. It can be converted back to a car bay. Water softener included. No CDD! Great opportunity in ST. JOHNS!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
10/10
7/10
Bartram Trail High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Gas Range,Microwave,Refrigerator,Tankless Water Heater,Water Softener Owned

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Smart Thermostat,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,369 sqft

Property

Details

  • Parcel number: 0017811590

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch,Screened
  • Exterior features: Outdoor Kitchen
  • Fencing: Fenced,Privacy
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 10,018 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$279$3,348
Property Taxes $621$7,452
Electricity $238$2,860
Total$4,045$48,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,685/yr
40% on housing$121,350/yr
45% on housing$107,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 32259$239
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32259$234
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Price change$589,000
2026-02-12Listed for sale$599,000
2023-12-29Listing removed--
2023-11-30Listed for rent$2,950
2023-11-08Sold$585,000
2023-09-30Pending sale$599,900
2023-09-22Listed for sale$599,900
2021-02-26Sold$468,061

For Sale by Agent

AgentMARIA RAYMER
BrokerageRE/MAX SPECIALISTS PV

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