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242 Boracay Cir, Saint Johns, FL, 32259

2beds
3baths
1,611sqft
$284,900
$177price/sqft
$2,064/moest. monthly cost
$82,560/yrincome needed

About This Home

Welcome to resort-style living in this beautifully maintained 2-bedroom, 2.5-bath townhouse, both ensuite bedrooms, offering 2,010 square feet of comfortable coastal-inspired living space. Featuring all tile and hardwood flooring throughout, upgraded wood stairs, updated interior paint, and a light, beachy design aesthetic, this home combines style and functionality in one of the area's most desirable communities. The spacious floor plan includes an inviting living area, well-appointed kitchen with light cabinetry, and a screened lanai overlooking the conservation preserve, perfect for relaxing or entertaining. A one-car garage provides added convenience and storage. Enjoy an unmatched lifestyle with access to exceptional community amenities including a 14-acre crystal lagoon, swim up bar, cafe, fitness center, tennis and pickleball courts, waterslide, dog splash park, paddleboard and kayaking and miles of golf cart paths and sidewalks throughout the neighborhood. Conveniently located near I-95, shopping, dining, and historic downtown St. Augustine, this home offers the perfect blend of luxury, recreation and convenience. SELLER IS WILLING TO NEGOTIATE GOLF CART TO BE INCLUDED WITH AN ACCEPTABLE OFFER!!!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
Lakeside AcademyGrades K-81.8 mi
7/10
Beachside High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood,Concrete Fiber Board

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Tile,Vinyl,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,011
  • Total interior livable area: 1,611 sqft

Master Bathroom

  • Features: Shower Only

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 0237200490
  • Zoning: PUD

Features

  • Levels: Split
  • Stories: 2
  • Entry location: Ground Level
  • Patio & porch: Screened Porch

Lot

  • Lot size: 2,613 sqft
  • Features: City Lot,Paved,Less than 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: 1 Car Carport,Guest,Garage Door Opener
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Tornado
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,440$17,280
Home Insurance *$138$1,656
Property Taxes $289$3,468
Electricity $197$2,366
Total$2,064$24,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,765/yr
40% on housing$61,920/yr
45% on housing$55,040/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 32259$240
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32259$234
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$294,900
2026-01-14Listing removed$335,500
2025-10-02Listed for sale$335,500
2023-03-24Sold$365,500
2023-02-23Pending sale$385,000
2023-01-23Price change$385,000
2022-12-15Price change$400,000
2022-12-02Listed for sale$430,000
2022-06-21Sold$308,000

For Sale by Agent

AgentShannon Scott
BrokerageWatson Realty Corp (US1 South)

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