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52 SILVER FERN Drive, Saint Augustine, FL, 32086

3beds
3baths
1,659sqft
$305,900
$184price/sqft
$2,327/moest. monthly cost
$93,080/yrincome needed

About This Home

Beautiful End-Unit Townhome with Pond Views! This stunning 3-bedroom, 2.5-bath townhome offers 1,659 square feet of thoughtfully designed living space and is loaded with premium-owner upgrades. The open-concept floor plan features durable luxury vinyl plank (LVP) flooring throughout the main living areas and a beautifully appointed kitchen complete with granite countertops, upgraded 48-inch cabinetry, stylish tile backsplash, upgraded light fixtures, and modern finishes that make entertaining effortless. Additional owner upgrades include upgraded interior paint and a whole-home water softener system. Upstairs, the spacious bedrooms provide plenty of room to relax, while the bathrooms are enhanced with elegant quartz vanity countertops for a refined, modern touch. Conveniently located near shopping, dining, major highways, and everyday conveniences, your new home awaits!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
6/10
5/10

Construction

Condition

  • Year built: 2021

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Microwave,Refrigerator,Washer,Water Softener Owned

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,659 sqft

Property

Details

  • Parcel number: 1358310540
  • Attached to another structure: Yes

Features

  • Stories: 2

Lot

  • Lot size: 3,484 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,546$18,552
Home Insurance *$232$2,784
Property Taxes $352$4,224
Electricity $197$2,366
Total$2,327$27,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,782/yr
40% on housing$69,810/yr
45% on housing$62,053/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 32086$205
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32086$230
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$305,900
2026-07-05Listing removed--
2026-06-25Listed for sale$305,990
2021-08-02Sold$257,214

For Sale by Agent

AgentJASON WOJCIK
BrokerageSUPER SELLER

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