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2588 STATE ROAD 13 N, Saint Johns, FL, 32259

4beds
5baths
4,255sqft
$2,495,000
$586price/sqft
$16,814/moest. monthly cost
$672,560/yrincome needed

About This Home

Stunning, custom riverfront home in St Johns! Built in 2018 with attention to detail and quality finishes throughout. Open, bright, airy rooms are designed to take advantage of the exceptional river views. The kitchen features honed marble counters, full wall tile backsplash, pot filler, butler's pantry with double oven, microwave, second dishwasher and sink. The second-floor primary suite with access to the upstairs covered balcony offers stunning river views, ensuite with separate shower and tub, double vanity and two closets. Large living areas on first and second floors, in addition to the bonus room with wet bar and fridge. Main level office with closet and custom built-ins. Mudroom boasts built-in storage lockers and desk. Other outstanding features include: whole-house solar; reverse osmosis; electric hybrid water heater; upstairs laundry room with storage and utility sink; zoned, multiple a/c units; tiered seawall; built-ins in closets; and fenced backyard.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

10/10
10/10
7/10
Bartram Trail High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Shingle
  • Construction materials: Brick Veneer,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Electric Cooktop,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Freezer,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Water Heater,Microwave,Refrigerator,Solar Hot Water,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Sink,Upper Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Butler Pantry,Ceiling Fan(s),Entrance Foyer,Guest Suite,His and Hers Closets,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Split Bedrooms,Walk-In Closet(s),Wet Bar
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Zoned
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total interior livable area: 4,255 sqft

Property

Details

  • Parcel number: 0012700021

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Rear Porch
  • Exterior features: Balcony,Outdoor Shower
  • Fencing: Back Yard
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 0.94 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener,Shared Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,616$151,392
Home Insurance *$1,213$14,556
Property Taxes $2,557$30,684
Electricity $428$5,138
Total$16,814$201,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$576,480/yr
40% on housing$504,420/yr
45% on housing$448,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$586This listing

vs Other Active Listings

Avg $/sqft

ZIP 32259$236
St. Johns County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 32259$234
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Listed for sale$2,495,000

For Sale by Agent

AgentLEANNE HARTLE
BrokerageTHE LEGENDS OF REAL ESTATE

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