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102 Lucas Cove, Oak Island, NC, 28465

3beds
2baths
1,943sqft
$1,199,000
$617price/sqft
$6,846/moest. monthly cost
$273,840/yrincome needed

About This Home

A rare Intracoastal-view furnished masterpiece where luxury, lifestyle, and location converge--complete with a deeded 10,000-lb boat slip and a private elevator for effortless coastal living. Tucked within the exclusive, private island enclave of Lucas Cove, this extraordinary Intracoastal water-view residence offers a refined blend of bespoke luxury and convenience, just a short stroll to the beach and minutes from seaside golf, dining, and shopping, yet only 15 minutes from the historic Southport waterfront. Completely reimagined through an extensive 2024 renovation with additional enhancements through 2025, the home showcases exceptional craftsmanship and designer finishes throughout, including a fully redesigned chef's kitchen with GE Café appliances and Kohler fixtures, a custom-designed upper level private retreat (ideal as a secondary living area, sleeping loft or office), wide white shutters, designer wallpaper, premium lighting, a tankless water heating system, and smart-home integrations featuring Hunter Douglas motorized shades and Alexa-controlled systems. Walls of new casement windows frame breathtaking views of the Intracoastal, while the spa-inspired primary bath stuns with custom carpentry, luxe mirrors, and a Toto heated bidet. Outdoors, enjoy impeccably curated low-maintenance coastal landscaping, marine-grade porch fans, permanent architectural lighting, upgraded staircases with uplighting, a renovated outdoor shower, fresh Rain Refresh® exterior paint, new gutters, and enhanced Sea Dog pilings at the boat slip, creating a truly unforgettable coastal retreat where luxury meets lifestyle. This is a once-in-a-generation opportunity to own one of the island's most beautifully reimagined Intracoastal-view residences. Schedule your private showing today and experience Lucas Cove at its finest!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

9/10
Southport ElementaryGrades K-54.0 mi
3/10
South Brunswick MiddleGrades 6-86.9 mi
4/10
South Brunswick HighGrades 9-127.1 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Other,Pilings
  • Roof: Metal
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Built-In Microwave,Refrigerator,Dishwasher,Cooktop
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Walk-in Closet(s),High Ceilings,Solid Surface,Kitchen Island,Ceiling Fan(s),Elevator,Walk-in Shower,Blinds/Shades,Built-in Features,Walk-In Closet(s)
  • Flooring: LVT/LVP,Tile
  • Attic: Walk-In

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,943
  • Total interior livable area: 1,943 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 236pp002
  • Zoning: Ok-R-6
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Pool features: None
  • Patio & porch: Covered,Balcony,Front Porch,Rear Porch
  • Exterior features: Outdoor Shower,Irrigation System
  • Fencing: None
  • Has view: Yes
  • View description: ICW,Marsh,Water
  • Has water view: Yes
  • Water view: Marsh,Water
  • Waterfront features: Boat Lift,Deeded Water Access,Water Depth 4+
  • Frontage type: See Remarks
  • Living area range: 1800 - 1999

Lot

  • Lot size: 6,534 sqft
  • Features: Level,Boat Slip,Boat Lift,Deeded Water Access,Water Depth 4+,Landscaped
  • Lot size dimensions: 60 x 112

Parking

  • Parking features: Garage Faces Side,Covered,Concrete,Golf Cart Garage,Storage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$224$2,688
Property Taxes $360$4,320
Electricity $200$2,405
Total$6,846$82,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,720/yr
40% on housing$205,380/yr
45% on housing$182,560/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$617This listing

vs Other Active Listings

Avg $/sqft

ZIP 28465$399
Brunswick County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 28465$442
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$1,199,000
2026-01-15Listed for sale$1,249,000
2025-08-16Listing removed$1,423,000
2025-08-02Price change$1,423,000
2025-05-23Price change$1,425,000
2025-02-11Listed for sale$1,500,000
2023-09-12Sold$950,000
2023-08-23Pending sale$999,500
2023-05-06Price change$999,500
2023-04-28Price change$1,025,000
2022-10-08Listed for sale$1,100,000
2021-11-08Sold$763,900
2021-09-29Pending sale$774,900
2021-09-01Listed for sale$774,900
2020-05-29Sold$590,000

For Sale by Agent

AgentHank Troscianiec & Associates, Keller Williams Innovate-OKI, Francesca S Slaughter, Keller Williams Innovate-OKI
BrokerageKeller Williams Innovate-OKI

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