See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4787 Red Banks Rd, Byhalia, MS, 38611

5beds
4baths
4,126sqft
$875,000
$212price/sqft
$5,812/moest. monthly cost
$232,480/yrincome needed

About This Home

LEWISBURG SCHOOL DISTRICT If you’ve been searching for a place where you can step outside, take a deep breath, and enjoy the peace and quiet of country living without sacrificing luxury, this is it. Nestled on 8.1 beautiful acres in the highly desirable Lewisburg School District, this custom home offers the space, privacy, and freedom that’s becoming harder and harder to find. With new subdivisions being built throughout the area, properties like this—with acreage, no HOA, and room to spread out—are becoming increasingly rare. This 4,126 sq. ft. home features 5 bedrooms, 3.5 bathrooms, and a large bonus room, with high-end finishes throughout, including porcelain tile flooring, quartz countertops, and soaring 25-foot vaulted ceilings. The living room and primary suite each feature a cozy gas fireplace, creating the perfect place to unwind after a long day. Outside is where this property truly shines. Enjoy your own private retreat with a gunite pool and spa, surrounded by an 8-foot privacy fence for added seclusion. The property also features two double-gate entrances, one on each side, providing convenient access and flexibility for trailers, equipment, recreational vehicles, or future projects. One of the most special features of this property is the view. With no homes able to be built directly behind you, you’ll enjoy peaceful country scenery and stunning sunsets without worrying about losing your privacy. Whether you’re looking to raise a family, have room for animals, build a shop, park your toys, or simply enjoy a slower pace of life, this property offers the freedom to do it all—without HOA rules telling you what you can and can’t do. Country living, modern luxury, 8.1 acres, Lewisburg Schools, and privacy that’s nearly impossible to find today. Come see why this property isn’t just a house—it’s a lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane / Butane
  • Cooling features: Central

Interior Area

  • Total interior livable area: 4,126 sqft

Property

Details

  • Parcel number: 3059300000000807

Features

  • Exterior features: Brick
  • Has spa: Yes

Lot

  • Lot size: 8.14 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Lightning
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$619$7,428
Property Taxes $386$4,632
Electricity $383$4,603
Total$5,812$69,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,268/yr
40% on housing$174,360/yr
45% on housing$154,986/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 38611$169
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38611$174
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-24Listed for sale$875,000

For Sale by Owner

AgentProperty Owner

Similar Homes