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4090 Crystal Springs Dr, Medford, OR, 97504

4beds
3baths
2,684sqft
$975,000
$363price/sqft
$6,745/moest. monthly cost
$269,800/yrincome needed

About This Home

Open House Saturday, 11-1! Gorgeous new construction by Mahar Homes, Inc., located in the highly sought-after Summerfield Subdivision. This thoughtfully designed single-level home features a convenient, open floor plan with vaulted ceilings and abundant natural light throughout. The spacious island kitchen offers quartz countertops, ample storage, and stunning neutral selections. Gas fireplace in the great room, creating a warm and inviting atmosphere. Hardwood flooring runs through the main living areas, with plush carpet in the bedrooms and tile in the bathrooms and laundry room. The spacious primary suite offers a beautiful double vanity bathroom, soaking tub, walk-in tile shower, and walk-in closet. Additional highlights include a spacious 3-car garage, large windows that bring in natural light, and mountain views from the backyard. Earth Advantage Certified for energy efficiency. The listing agent is related to seller.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
19
BikeSomewhat Bikeable

Schools

9/10
Hoover Elementary SchoolGrades K-62.0 mi
6/10
South Medford High SchoolGrades 9-124.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame

Other

  • Builder name: Mahar Homes, Inc.

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Range,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Ceiling Fan(s),Double Vanity,Kitchen Island,Linen Closet,Open Floorplan,Primary Downstairs,Soaking Tub,Solid Surface Counters,Tile Shower,Vaulted Ceiling(s),Walk-In Closet(s),Wired for Data
  • Window features: Double Pane Windows,ENERGY STAR Qualified Windows,Vinyl Frames
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: ENERGY STAR Qualified Equipment,Forced Air,Natural Gas
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 2,684
  • Total interior livable area: 2,684 sqft

Property

Details

  • Parcel number: 11005364
  • Zoning description: SFR-4
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s),Territorial

Lot

  • Lot size: 9,583 sqft
  • Features: Landscaped,Level,Sprinkler Timer(s),Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$237$2,844
Property Taxes $1,335$16,020
Electricity $243$2,922
Total$6,745$80,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$231,257/yr
40% on housing$202,350/yr
45% on housing$179,866/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$363This listing

vs Other Active Listings

Avg $/sqft

ZIP 97504$255
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97504$270
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$975,000

New Construction

AgentShannon Mahar-Krug
BrokerageJohn L. Scott Medford

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