81 County Road 904, Crane Hill, AL, 35053
About This Home
Smith Lake/Rock Creek -- Some lake homes are nice... and then there are the ones you never want to leave. This Craftsman-style retreat pairs long water views with one of the most impressive double-slip, two-story docks on Smith Lake -- built for unforgettable days on the water and relaxed evenings by the fire. From the moment you arrive, the setting feels like a private lake escape designed for... gathering, entertaining, and making memories. The shoreline offers deep, year-round water and a true showpiece dock featuring multiple lounging areas, covered and open seating, Sonos sound system, TVs, and even a sprinkler system to keep you cool on warm summer days -- truly the pinnacle of lakefront living. Inside, the home welcomes you with an inviting open floorplan anchored by a cozy den and well-appointed kitchen, creating an ideal space for both quiet mornings and lively weekends. Upstairs, the primary bedroom, guest room, full bath, and charming bunkhouse with loft provide comfortable accommodations for family and guests alike. The finished basement adds even more flexibility with a spacious entertainment area, additional bedroom, and full bath -- perfect for hosting larger gatherings or creating a private retreat space. Outdoor living is just as impressive, with ample parking, multiple covered patios, and a lakeside firepit area perfectly positioned to capture long water views. The patio also features its own Sonos system, seamlessly extending the entertainment experience from the home to the water. Whether you're looking for a weekend getaway or a full-time lake lifestyle, this quintessential Smith Lake property delivers the perfect blend of charm, comfort, and unforgettable waterfront living.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Existing Structure
- Year built: 2010
Materials
- Roof: Metal
- Construction materials: Frame,Masonry,HardiPlank Type,Drywall
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Refrigerator,Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3.5
Features
- Flooring: Other,Wood
- Fireplace features: Propane
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,500
- Total interior livable area: 2,500 sqft
Property
Details
- Parcel number: 2803070001011007
- Zoning: _
Features
- Stories: 2
- Patio & porch: Covered,Covered Patio
- Exterior features: Boat Slip
- On waterfront: Yes
- Waterfront features: Lake Front,Boat Lift,PWC Lift/Float,Swim Platform,Waterfront Features: Shoreline(Year Round Water),Waterfront Features: Characteristics(Moderate)
- Waterbody name: Rock Creek
- Frontage length: Waterfront Footage(120')
Lot
- Lot size: 0.76 Acres
- Lot size dimensions: 120 x 251 x 50 x 274
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,899 | $58,788 |
| Home Insurance * | $501 | $6,012 |
| Property Taxes | $169 | $2,028 |
| Electricity | $279 | $3,356 |
| Total | $5,848 | $70,176 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-20 | Listed for sale | $969,000 |
| 2026-01-10 | Listing removed | $949,999 |
| 2025-02-22 | Listed for sale | $949,999 |
| 2025-02-11 | Listing removed | $995,000 |
| 2024-10-14 | Price change | $995,000 |
| 2024-07-29 | Listed for sale | $1,075,000 |
| 2020-02-07 | Sold | $445,000 |
| 2012-08-31 | Sold | $395,000 |
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