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220 Wood River Ln, Talladega, AL, 35160

3beds
2baths
1,120sqft
$394,900
$353price/sqft
$2,753/moest. monthly cost
$110,120/yrincome needed

About This Home

Two lots, 2.76 acres, and 95 feet of water frontage on Lake Logan Martin. This is a rare chance to own a slice of Alabama waterfront with room to dream. The existing mobile home offers a functional layout with an open kitchen and living area, comfortable bedrooms including a master with a large ensuite, and a front deck overlooking the property. Move in and enjoy it as is, or settle in while you build on the second lot, which already has septic and water in place and is ready for a future home, guest cabin, or weekend retreat. Whether you're looking for a homestead, a recreational getaway, or a long term investment with serious upside, the possibilities here are wide open.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • None,Soaking Tub,Linen Closet,Separate Shower,Shared Bath
  • Flooring: Carpet,Vinyl
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,120

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,120 sqft

Kitchen

  • Features: Laminate Counters,Breakfast Bar,Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1203070000071.001
  • Special condition: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Open (DECK),Deck
  • Exterior features: None
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Logan Martin
  • Frontage length: 95

Lot

  • Lot size: 2.76 Acres
  • Features: Acreage,Interior Lot,Few Trees

Parking

  • Parking features: Parking (MLVL)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Strong Wind
Heat Wave
Wildfire

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,996$23,952
Home Insurance *$422$5,064
Property Taxes $95$1,140
Electricity $240$2,881
Total$2,753$33,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,388/yr
40% on housing$82,590/yr
45% on housing$73,413/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$353This listing

vs Other Active Listings

Avg $/sqft

ZIP 35160$105
Talladega County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 35160$115
Talladega County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$394,900
2026-05-19Listed for sale$399,500

For Sale by Agent

AgentAnna King
BrokerageERA King Real Estate

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