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512 Deep Water Bay, Lincoln, NE, 68527

5beds
4baths
4,587sqft
$1,275,000
$278price/sqft
$8,623/moest. monthly cost
$344,920/yrincome needed

About This Home

Custom-built ranch by Oakview Builders Inc. features more than 4,500 finished sq.ft. with all the features you expect from modern family home. Space on main level is efficiently maximized by open kitchen/living/dining concept and 12”coffered ceilings in great room. The kitchen boasts center island with breakfast bar, granite counter tops with tile backsplash, birch cabinets with crown molding, stainless steel appliances and deep pantry. Great room features direct-vent fireplace with custom stone hearth. Master suite offers coffered ceiling, double sink vanity, walk in tile shower and a walk-in closet. Laundry room is conveniently located on the main level. Spacious walk-out finished basement has huge rec room, two additional bedrooms, home theater room and full bathroom. Oversized 4-stall garage is great for workshop space and toys. Other features included covered deck, full Sod, UGS, sump pump and garage door opener. House is located in Waterford Estates subdivision.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
16
BikeSomewhat Bikeable

Schools

7/10
3/10
C Culler Middle SchoolGrades 6-83.6 mi
8/10
Lincoln East High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Stone,Cement Siding

Other

  • Builder name: Oakview Builders Inc.

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave

Basement

  • Area: 2486

Basement

  • Has basement: Yes
  • Basement: Daylight,Walk-Out Access

Bedroom2

  • Level: Main
  • Area: 182

Bedroom3

  • Level: Main
  • Area: 156

Bedroom4

  • Level: Basement
  • Area: 221

Bedroom5

  • Level: Basement
  • Area: 180

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3

Features

  • Wet Bar,High Ceilings,Ceiling Fan(s),Drain Tile,Pantry
  • Window features: LL Daylight Windows
  • Flooring: Vinyl,Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 2,101
  • Finished area above ground: 2,486

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,587
  • Total interior livable area: 4,587 sqft

Kitchen

  • Level: Main
  • Area: 182

Master Bathroom

  • Features: 3/4

Master Bedroom

  • Level: Main
  • Area: 285

Property

Details

  • Parcel number: 1724322014000
  • Other equipment: Sump Pump

Features

  • Patio & porch: Patio,Covered Deck
  • Exterior features: Sprinkler System,Drain Tile
  • Fencing: None

Lot

  • Lot size: 0.26 Acres
  • Features: Over 1/4 up to 1/2 Acre,City Lot,Sloped
  • Lot size dimensions: 95 x 120

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Wildfire
Winter Weather

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,447$77,364
Home Insurance $664$7,968
Property Taxes $1,229$14,748
Electricity $283$3,398
Total$8,623$103,476

Income You'd Need if You Spent...

35% on housing$295,645/yr
40% on housing$258,690/yr
45% on housing$229,946/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 68527$174
Lancaster County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 68527$178
Lancaster County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-26Listed for sale$1,250,000
2026-01-26Listing removed$1,250,000
2025-09-30Listed for sale$1,250,000
2025-09-29Listing removed$1,250,000
2025-05-28Listed for sale$1,250,000
2025-05-28Listing removed$1,250,000
2025-01-27Listed for sale$1,250,000
2025-01-27Listing removed$1,250,000
2024-09-25Listed for sale$1,250,000
2024-09-25Listing removed$1,100,000
2024-01-17Listed for sale$1,100,000
2022-02-24Listing removed--
2021-11-29Listed for sale$954,950
2021-11-29Listing removed--
2021-11-08Price change$954,950
2021-08-26Listed for sale$900,000
2021-08-26Listing removed--
2021-05-25Listed for sale$900,000
2021-05-25Listing removed--
2021-05-18Price change$900,000
2021-05-03Price change$859,950
2021-03-15Price change$800,000
2021-02-24Listed for sale$725,000
2020-12-04Sold$115,000
2020-11-28Listed for sale$725,000
2019-09-18Sold$92,000

New Construction

AgentVladimir Oulianov
BrokerageWoods Bros Realty

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