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362 Ludlow Ave, Springfield, OH, 45505

4beds
2baths
1,692sqft
$244,900
$145price/sqft
$1,847/moest. monthly cost
$73,880/yrincome needed

About This Home

Pride of ownership shines throughout this beautifully rehabbed and thoughtfully improved home. After purchasing the property, the current owner, a veteran, continued making additional upgrades while carefully maintaining every detail. The inviting interior offers comfortable living spaces filled with warmth and character, making it easy to feel at home from the moment you walk in. Outside, you'll find a fully fenced yard offering privacy and plenty of space for relaxing, entertaining, pets, or gardening. The spacious two-car detached garage provides ample room for parking, storage, hobbies, or a workshop. The owner is relocating, creating a wonderful opportunity for the next buyer to enjoy this well-maintained, move-in-ready home and make it their own. Schedule your private showing today!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

4/10
Mann Elementary SchoolGrades K-60.9 mi
2/10
Schaefer Middle SchoolGrades 7-80.9 mi
4/10
Springfield High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Block,Stone
  • Construction materials: Other,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: American,Vintage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Unfinished

Bedroom1

  • Level: First
  • Area: 165
  • Dimensions: 11.00 x 15.00

Bedroom2

  • Level: Second
  • Area: 195
  • Dimensions: 13.00 x 15.00

Bedroom3

  • Level: Second
  • Area: 140
  • Dimensions: 10.00 x 14.00

Bedroom4

  • Level: Second
  • Area: 156
  • Dimensions: 13.00 x 12.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast

  • Level: First
  • Area: 117
  • Dimensions: 13.00 x 9.00

Features

  • Walk-In Closet(s),Ceiling Fan(s)
  • Door features: French Doors
  • Window features: No Window Coverings
  • Flooring: Wood
  • Fireplace features: Electric
  • Fireplace: Yes
  • Attic: Attic

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,692
  • Total interior livable area: 1,692 sqft

Kitchen

  • Level: First
  • Area: 156
  • Dimensions: 12.00 x 13.00

Living Room

  • Level: First
  • Area: 195
  • Dimensions: 15.00 x 13.00

Other

  • Level: First
  • Area: 24
  • Dimensions: 4.00 x 6.00

Property

Details

  • Parcel number: 3400700028214003
  • Zoning description: Residential
  • Other equipment: Dehumidifier

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Patio,Deck
  • Fencing: Fenced

Lot

  • Lot size: 7,405 sqft
  • Features: Residential Lot
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$182$2,184
Property Taxes $234$2,808
Electricity $193$2,320
Total$1,847$22,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,325/yr
40% on housing$55,410/yr
45% on housing$49,253/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 45505$108
Clark County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 45505$135
Clark County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$242,900
2026-07-15Price change$244,900
2026-07-10Listed for sale$249,000
2025-04-25Sold$229,000
2025-04-06Pending sale$229,000
2025-04-02Listed for sale$229,000
2008-02-01Sold$15,900
2007-08-23Sold$26,667
1995-08-29Sold$38,900

For Sale by Agent

AgentCecilia Hill
BrokerageColdwell Banker Heritage

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