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135 Ashwood Ln, Anna, IL, 62906

5beds
4baths
3,211sqft
$329,000
$102price/sqft
$2,769/moest. monthly cost
$110,760/yrincome needed

About This Home

Welcome to this versatile and potentially income-producing property nestled on over 2 scenic acres in a peaceful country setting just minutes from town. The main home features 3 bedrooms and 2 baths and has been thoughtfully updated with vinyl flooring, fresh paint, and interior doors, offering modern comfort and move-in-ready convenience. Also, have peace of mind with a new roof and a new HVAC in the main house. In addition to the primary residence, the property includes two separate 1-bedroom apartments-perfect for generating rental income while you live on-site or maximizing returns by leasing all units. The walk-out basement provides extra living space or the exciting future potential for an additional rentable space, further increasing income opportunities. With four carports and ample storage available for both owner and tenants, this property is as practical as it is charming. Ideally located near the Shawnee Hills Wine Trail, this unique offering combines rural tranquility with investment potential-don't miss your chance to make it yours!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

--
Lincoln Elementary SchoolGrades PK-21.9 mi
7/10
Anna Junior High SchoolGrades 5-82.2 mi
2/10

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Partial,Walk-Out Access

Bedroom2

  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Bedroom3

  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Bedroom4

  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Bedroom5

  • Level: Lower
  • Area: 121
  • Dimensions: 11X11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Family Room

  • Level: Basement
  • Area: 800
  • Dimensions: 32X25

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,211 sqft

Kitchen

  • Level: Main
  • Area: 308
  • Dimensions: 22X14

Laundry

  • Level: Basement
  • Area: 100
  • Dimensions: 20X5

Living Room

  • Level: Main
  • Area: 570
  • Dimensions: 38X15

Master Bedroom

  • Level: Main
  • Area: 238
  • Dimensions: 17X14

Mud Room

  • Level: Main
  • Area: 120
  • Dimensions: 20X6

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 051603245B1
  • Special condition: None

Lot

  • Lot size: 10,625 sqft
  • Lot size dimensions: 125x85

Parking

  • Total spaces: 6
  • Parking features: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Heat Wave
Lightning
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$545$6,540
Property Taxes $315$3,780
Electricity $246$2,963
Total$2,769$33,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,937/yr
40% on housing$83,070/yr
45% on housing$73,840/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -10.3%
-10.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 62906$108
Union County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 62906
Union County$51

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$339,000

For Sale by Agent

AgentJaime Watkins
BrokerageSHAWNEE HILLS REAL ESTATE, LLC

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