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274 Bonnie Blue Ln, Columbiana, AL, 35051

5beds
5baths
3,509sqft
$1,200,000
$342price/sqft
$7,782/moest. monthly cost
$311,280/yrincome needed

About This Home

You've been waiting for high end quality, peaceful surroundings, a convenient location, and all the comforts of home to hit the market! This is the one and it's special! It sits on 3.78 +/- acres on a gorgeous private lake in Cheslea's Tara community. The home was custom built in 2019. There's over 3,500 square feet of finished space plus a huge walk in attic for storage or expansion. The main level has hardwood flooring throughout. The den and kitchen are very open and great for entertaining. You'll love all of the custom trim work and specialty ceilings. The main level master suite has a view of the lake and the master bath has heated tile floors, curbless shower, soaker tub, custom closet, and more. There's also a 2nd bedroom with a full bath on the main level plus a large flex room. Upstairs there's 3 bedrooms and 2 full baths. Bonus - backup generator & RV hookup! And then there's the back porch...relax your cares away peering out at the lake! Call today for a private tour!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

9/10
10/10
Chelsea Middle SchoolGrades 6-82.1 mi
8/10
Chelsea High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2019

Materials

  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Microwave,Electric Oven,Self Cleaning Oven,Plumbed for Gas in Kit,Refrigerator,Stainless Steel Appliance(s),Warming Drawer,Gas Water Heater,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Sink,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom3

  • Level: Second

Bathroom4

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Recessed Lighting,Split Bedroom,Wet Bar,Cathedral/Vaulted,High Ceilings,Crown Molding,Smooth Ceilings,Tray Ceiling(s),Soaking Tub,Separate Shower,Double Vanity,Split Bedrooms,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Ventless,Family Room,Gas
  • Fireplace: Yes
  • Attic: Walk-In,Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,509

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 3,509 sqft

Kitchen

  • Features: Stone Counters,Kitchen Island,Pantry
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 152100000006.013
  • Special condition: N/A

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Lighting,Sprinkler System
  • Fencing: Fenced
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Private Lake
  • Frontage length: 180

Lot

  • Lot size: 3.78 Acres
  • Features: Acreage,Cul-De-Sac,Few Trees,Subdivision

Parking

  • Total spaces: 2
  • Parking features: Attached,Parking (MLVL),RV Access/Parking,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$903$10,836
Property Taxes $420$5,040
Electricity $392$4,711
Total$7,782$93,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$266,811/yr
40% on housing$233,460/yr
45% on housing$207,520/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$342This listing

vs Other Active Listings

Avg $/sqft

ZIP 35051$154
Shelby County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 35051$142
Shelby County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$1,200,000
2026-04-01Listing removed$1,300,000
2025-12-10Price change$1,300,000
2025-09-16Listed for sale$1,400,000
2018-01-18Sold$135,000

For Sale by Agent

AgentChad Beasley
BrokerageEXP Realty LLC

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