




116 MOSELEY Avenue, Palatka, FL, 32177
About This Home
Welcome home to this new 3-bedroom, 2-bath residence offering 1,210 square feet of thoughtfully designed living space. The open-concept floor plan creates a bright, inviting atmosphere, while the cohesive paint colors and modern finishes provide a stylish look throughout. The heart of the home is the stunning kitchen, featuring quartz countertops, a center island perfect for gathering, and stainless steel appliances that blend both beauty and functionality. The spacious owner's suite offers a relaxing retreat with a walk-in shower, separate soaking tub, and plenty of room to unwind. Outside, enjoy a fully sodded yard complete with an irrigation system, making it easy to maintain a lush, green lawn year-round. This move-in-ready home combines modern comfort, quality finishes, and everyday convenience--all waiting for its new owners!
Getting Around
Schools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Roof: Shingle
- Construction materials: Composition Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Electric Range,Electric Water Heater,Microwave,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Eat-in Kitchen
- Flooring: Carpet
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,210 sqft
Property
Details
- Parcel number: 121026155000100082
Features
- Stories: 1
Lot
- Lot size: 4,791 sqft
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,162 | $13,944 |
| Home Insurance * | $256 | $3,072 |
| Property Taxes | $339 | $4,068 |
| Electricity | $197 | $2,366 |
| Total | $1,954 | $23,448 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $224,999 |
| 2026-07-02 | Listed for sale | $229,999 |
| 2026-04-04 | Listing removed | $229,999 |
| 2026-02-10 | Listed for sale | $229,999 |
| 2026-01-14 | Listing removed | $229,999 |
| 2025-07-02 | Price change | $229,999 |
| 2025-06-02 | Price change | $239,000 |
| 2025-04-08 | Listed for sale | $245,000 |
| 2023-08-25 | Sold | $15,000 |
