1390 Santa Victoria Rd Unit 4, Chula Vista, CA, 91913
About This Home
Welcome to Montecito Village in Otay Ranch! This highly sought-after, 6-year-young townhome offers 1,573 sq. ft. of modern living space, featuring 3 bedrooms plus a versatile optional 4th bedroom, and 3.5 bathrooms. Highlights You’ll Love: Flexible Layout: Includes a convenient downstairs bedroom with its own bathroom—perfect for guests, in-laws, or a home office. Parking & Storage: Attached 2-car garage. Resort-Style Living: Enjoy exclusive access to incredible community amenities, including sparkling pools and lounging areas. Don't miss out on this turnkey gem in one of Chula Vista's premier neighborhoods!
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Roof: Tile/Clay
- Construction materials: Wood/Stucco
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Garage Door Opener,Microwave,Refrigerator,Gas Stove,Gas Range
- Laundry features: Electric,Gas
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Heating & Cooling
- Heating features: Forced Air Unit,N/K
- Cooling features: Central Forced Air
Interior Area
- Total structure area: 1,573
- Total interior livable area: 1,573 sqft
Property
Details
- Parcel number: 6443418110
Features
- Levels: 3 Story
- Stories: 3
- Pool features: N/K
- Fencing: N/K
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Earthquake
- Inland Flooding
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,691 | $44,292 |
| Home Insurance * | $128 | $1,536 |
| Property Taxes | $559 | $6,708 |
| Electricity | $398 | $4,786 |
| Total | $4,776 | $57,312 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Listed for sale | $730,000 |
View on Zillow