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201 T R Harris Dr, Shelby, NC, 28150

3beds
2baths
1,452sqft
$339,900
$234price/sqft
$2,343/moest. monthly cost
$93,720/yrincome needed

About This Home

This charming 2019-built townhouse offers the low-maintenance lifestyle you’ve been looking for. Situated in a premier 55+ community, this home perfectly balances quiet residential living with prime accessibility: Located just minutes from downtown shops, dining, and essential medical services, ensuring everything you need is within easy reach. You’ll be greeted by attractive, professional landscaping that provides immediate curb appeal without the work—lawn maintenance is fully included in the community services. Rare 3-Bedroom Layout: Unlike the standard two-bedroom units typically found in senior living, this home features three generous bedrooms, providing ample space for a home office, hobby room, or overnight guests. The heart of this home is a large, open-concept kitchen boasting modern finishes, expansive counter space, and plentiful storage—perfect for hosting family gatherings or prepping a quiet meal at home. The community is steps away from the Neal Senior Center, easily accessible via well-maintained neighborhood sidewalks.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Gas Water Heater,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: In Hall

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Open Floorplan,Pantry
  • Flooring: Vinyl
  • Fireplace features: Den,Gas Log
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,452

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,452
  • Total interior livable area: 1,452 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom
  • Level: Main

Property

Accessibility

  • Accessibility features: Bath Grab Bars

Details

  • Parcel number: 63261
  • Zoning: r
  • Special condition: Standard
  • Exclusions: Flat Screen tvs

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Patio
  • Exterior features: Lawn Maintenance

Lot

  • Lot size: 0.11 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$152$1,824
Property Taxes $273$3,276
Electricity $200$2,405
Total$2,343$28,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,331/yr
40% on housing$70,290/yr
45% on housing$62,480/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 28150$125
Cleveland County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 28150$161
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$339,900
2006-09-22Sold$264,000

For Sale by Agent

AgentCarol Schenck
BrokerageHoward Hanna Allen Tate Shelby

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