See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4571 Sunlight Cir, Milton, FL, 32583

3beds
2baths
1,856sqft
$299,000
$161price/sqft
$2,259/moest. monthly cost
$90,360/yrincome needed

About This Home

Beautiful Bayside living with NO HOA and quick access to I-10. This home features an open floor plan, vaulted ceilings, a spacious kitchen with a large island, stainless-steel appliances, and granite countertops. Abundant windows provide natural light and peaceful views of the surrounding nature. The property backs up to a natural area with no rear or front neighbors, offering exceptional privacy. Enjoy watching deer and local wildlife right from your home. Located in a desirable family-friendly neighborhood close to the Bay, marina, and public boat launch. Refrigerator does not convey.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Avalon Middle SchoolGrades 6-82.4 mi
4/10
Milton High SchoolGrades 9-127.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Built In Microwave,Dishwasher,Disposal
  • Laundry features: Inside,W/D Hookups

Bedroom

  • Level: First
  • Area: 168

Bedroom1

  • Level: First
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Baseboards,Ceiling Fan(s),High Ceilings,High Speed Internet,Recessed Lighting,Vaulted Ceiling(s)
  • Door features: Insulated Doors
  • Window features: Double Pane Windows,Blinds
  • Flooring: Carpet,Simulated Wood

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,856
  • Total interior livable area: 1,856 sqft

Kitchen

  • Level: First
  • Area: 135

Living Room

  • Level: First
  • Area: 216

Master Bedroom

  • Level: First
  • Area: 221

Property

Details

  • Parcel number: 321n29527700a000200
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 0.32 Acres
  • Features: Interior Lot

Parking

  • Total spaces: 1
  • Parking features: Garage,Front Entrance
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$278$3,336
Property Taxes $273$3,276
Electricity $197$2,366
Total$2,259$27,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,451/yr
40% on housing$67,770/yr
45% on housing$60,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 32583$162
Santa Rosa County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32583$176
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$299,000
2023-03-17Listing removed--
2023-01-02Listed for sale$310,000
2020-11-10Sold$199,900
2020-05-01Sold$11,000
2005-03-30Sold$30,700

For Sale by Agent

AgentJody Childs
BrokerageColdwell Banker Realty

Similar Homes