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275 Ridge Rd, Springfield, OH, 45503

2beds
1baths
960sqft
$169,900
$177price/sqft
$1,321/moest. monthly cost
$52,840/yrincome needed

About This Home

Located in the Glen Terrace neighborhood, this home offers mostly first-floor living with the added benefit of a full basement for storage, laundry & future use. Situated on an oversized corner lot, the property features a covered front porch and a large back deck, providing comfortable outdoor spaces for relaxing or entertaining. Inside, you'll notice spacious living areas with plenty of natural light. Recent updates include a newer roof and windows, fresh paint throughout, updated electrical, and new flooring in the kitchen. The kitchen has been updated with new cabinets, countertops, and a new deep single-bowl sink. The bathroom has been refreshed with new flooring, vanity, and lighting. Additional improvements include new ceiling fans and light fixtures throughout. A great opportunity for buyers seeking a home with recent updates and flexible living space. Schedule your private showing today!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
4/10
Roosevelt Middle SchoolGrades 7-80.8 mi
4/10
Springfield High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1921

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Main
  • Dimensions: 14 x 10

Bedroom

  • Level: Main
  • Dimensions: 14 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Fireplace features: Decorative

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Level: Main
  • Dimensions: 17 x 5

Living Room

  • Level: Main
  • Dimensions: 14 x 17

Property

Details

  • Parcel number: 3400700036419005
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Deck,Porch

Lot

  • Lot size: 9,134 sqft
  • Lot size dimensions: 87 x 105

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Cold Wave
Hail
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$107$1,284
Property Taxes $162$1,944
Electricity $193$2,320
Total$1,321$15,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,291/yr
40% on housing$39,630/yr
45% on housing$35,226/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 45503$108
Clark County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 45503$160
Clark County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$179,900
2026-03-31Price change$184,900
2026-02-17Price change$189,900
2026-02-04Price change$195,000
2026-01-19Listed for sale$200,000
2021-12-09Sold$50,500
2010-02-10Sold$30,125
2009-12-09Listed for sale$37,500
2009-10-09Sold$45,000
2002-02-26Sold$66,900

For Sale by Agent

AgentSunil Dhingra
BrokerageAlways Sunny Realty LLC

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