905 Cambridge Dr, Winter Haven, FL, 33881
About This Home
Discover comfort, style, and community living at its best in Lucerne Reserve Park — a highly desirable neighborhood in Winter Haven! This 4-bedroom, 2.5-bath home offers 2,300+ of bright, open living space designed for both gatherings and everyday comfort. The inviting floor plan is filled with natural light, while the kitchen flows seamlessly into dining and family areas. Upstairs, retreat to spacious bedrooms, including a private owner’s suite. Lucerne Reserve Park stands out with an HOA of only $200 per year (as verified with the association), giving residents access to a sparkling community pool, family-friendly park, and the peace of mind of a well-kept neighborhood. Whether you’re purchasing your first home, searching for more space, or planning your forever move, this property blends lifestyle and value in one. Schedule your private tour today and experience why Lucerne Reserve Park is the perfect place to call home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Block,Brick/Mortar,Slab
- Roof: Shingle
- Construction materials: Brick,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven,Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Freezer,Ice Maker,Microwave,Range,Range Hood,Refrigerator,Washer
- Laundry features: Laundry Room
Balcony Porch Lanai
- Level: First
Bathroom1
- Level: Second
Bathroom2
- Level: First
Bedroom1
- Features: Dual Closets
- Level: Second
Bedroom2
- Features: Dual Closets
- Level: Second
Bedroom3
- Features: Dual Closets
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: First
Features
- Ceiling Fan(s),Crown Molding,Open Floorplan,PrimaryBedroom Upstairs,Split Bedroom,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
- Door features: Sliding Doors
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,888
- Total interior livable area: 2,364 sqft
Kitchen
- Level: First
Laundry
- Level: Second
Living Room
- Level: First
Loft
- Level: First
Primary Bathroom
- Level: Second
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Second
Property
Details
- Parcel number: 262802522103002640
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Exterior features: Lighting,Sidewalk
Lot
- Lot size: 5,619 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Hurricane
- Heat Wave
- Inland Flooding
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,719 | $20,628 |
| Home Insurance * | $318 | $3,816 |
| Property Taxes | $407 | $4,884 |
| Electricity | $237 | $2,854 |
| Total | $2,681 | $32,172 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-13 | Price change | $339,999 |
| 2025-09-10 | Listed for sale | $349,999 |
| 2022-07-06 | Sold | $383,100 |
| 2022-04-26 | Pending sale | $383,010 |
| 2022-03-25 | Price change | $383,010 |
| 2022-03-09 | Price change | $380,010 |
| 2022-02-19 | Price change | $375,010 |
| 2022-02-17 | Price change | $372,615 |
| 2022-02-10 | Price change | $367,615 |
| 2022-02-03 | Listed for sale | $362,615 |
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