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2175 W 106th St, Cleveland, OH, 44102

2beds
1baths
1,258sqft
$89,000
$71price/sqft
$875/moest. monthly cost
$35,000/yrincome needed

About This Home

Charming and full of potential, this 2-Bedroom Cape Cod-Style Home located on Cleveland's West Side is a fantastic opportunity for homeowners and investors alike! Featuring a Formal Living Room, Formal Dining Room, Full Basement with Glass Block Windows offering great storage and future potential, Rear Deck ready for finishing touches and 1-Car Garage, this home stands out with several major updates already completed for peace of mind, including a New Roof (2023), Newly Installed Vinyl Siding and Gutters (2023), Newly Installed Concrete Walkway (2023), New Hot Water Tank (April 2026), Updated Kitchen with Ceramic Flooring (2010), Updated Bathroom (2010), Updated Electrical Panel (2014), and Windows (2014). This home does need some TLC, but offers a great chance to build equity while personalizing a home that already benefits from a long list of major improvements and recent upgrades. Ideal for first-time buyers, downsizers, or investors seeking value in a convenient West Side location with easy access to shopping, dining, schools, major highways and Downtown Cleveland. Don’t miss your chance to make this home your own — schedule your private showing today!

Getting Around

59
WalkingSomewhat Walkable
51
TransitGood Transit
57
BikeBikeable

Schools

3/10
The School Of OneGrades 8-121.5 mi

Construction

Condition

  • Year built: 1914

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Finished area below ground: 432
  • Finished area above ground: 826

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,258
  • Total interior livable area: 1,258 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 00516019

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Fencing: Back Yard

Lot

  • Lot size: 3,079 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $450$5,400
Home Insurance *$92$1,104
Property Taxes $140$1,680
Electricity $193$2,320
Total$875$10,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,000/yr
40% on housing$26,250/yr
45% on housing$23,333/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 44102$129
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44102$107
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Price change$89,000
2026-05-15Listed for sale$95,000
2025-10-30Listing removed$85,000
2025-10-21Contingent$85,000
2025-10-04Listed for sale$85,000
2025-10-02Listing removed--
2025-09-15Listed for sale$115,000
2009-06-10Sold$4,000
2008-09-05Sold$16,667
2003-10-06Sold$62,000
2002-12-11Sold$25,000
2000-02-14Sold$35,000
1997-07-18Sold$35,000

For Sale by Agent

AgentMichelle E Davis
BrokerageDreamTeam Realty, Inc.

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