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2053 W 95th St, Cleveland, OH, 44102

4beds
2baths
1,323sqft
$134,900
$102price/sqft
$1,227/moest. monthly cost
$49,080/yrincome needed

About This Home

4 Bedroom, 1.5 Bathroom Single Family Colonial On Cleveland's Westside. This Spacious Home Has Been Updated With New Carpet Throughout All Living Areas, As Well As Fresh Neutral Paint. The Bathroom Features New Vanity And Lighting. Centrally Located Near Major Highways And Just Minutes From Lakewood, Downtown Cleveland, And Edgewater Areas. No Wholesalers - Seller Will Not Allow The Buyer To Assign The Contract To Another Party Prior To Closing. Seller Financed and "Subject To" Offers Will Not Be Considered.

Getting Around

68
WalkingSomewhat Walkable
54
TransitGood Transit
64
BikeBikeable

Schools

3/10
Max S Hayes High SchoolGrades 3-5,9-121.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area above ground: 1,323

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,323
  • Total interior livable area: 1,323 sqft

Property

Details

  • Parcel number: 00527067
  • Special condition: Standard

Features

  • Levels: One and One Half

Lot

  • Lot size: 5,401 sqft
  • Lot size dimensions: 41 x 132

Parking

  • Total spaces: 1
  • Parking features: Driveway,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$140$1,680
Property Taxes $212$2,544
Electricity $193$2,320
Total$1,227$14,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,068/yr
40% on housing$36,810/yr
45% on housing$32,720/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 44102$128
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44102$107
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$142,900
2026-02-09Price change$147,400
2026-01-13Listed for sale$149,900
2026-01-06Listing removed$1,450
2025-12-19Listed for rent$1,450
2007-04-19Sold$15,000
2006-08-22Sold$40,000
2000-07-14Sold$47,000
1999-01-27Sold$99,000

For Sale by Agent

AgentRyan McCullough
BrokerageRE/MAX Above & Beyond

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