6130 State Route 54 W, Whitesville, KY, 42378
About This Home
This stunning property offers the perfect blend of elegance, comfort, and natural beauty. The home features 4 bedrooms, 3.5 baths, a formal dining room, an office, and a sunroom overlooking approximately 2 acres of private lake frontage. The spacious kitchen showcases Italian granite countertops and opens to inviting living areas on both the main and lower levels, complete with a wet bar and wine cellar. Step outside to a built-in grill area and follow the beautiful limestone steps leading down to the serene lake. Three barns enhance the property, including one with a fully finished one-bedroom apartment — ideal for guests or rental income. The surrounding land features mature timber that hasn’t been cut in over 30 years, offering both privacy and lasting value. This is truly a must-see property — if you’ve ever envisioned your dream home, this is it.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2010
Materials
- Foundation: Concrete Perimeter
- Roof: Dimensional
- Construction materials: Brick,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Double Oven,Dryer,Microwave,Range,Refrigerator,Oven,Washer,Water Purifier,Water Heater
Basement
- Has basement: Yes
- Basement: Cellar,Full,Exterior Entry,Utility,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Features: Dining Area,Formal-Separate
- Level: Main
Features
- Ceiling Fan(s),Granite,Split Bedroom,Sunken Room,Walk-In Closet(s),Walk-in Shower
- Window features: Window Treatments
- Flooring: Carpet,Hardwood,Tile
- Fireplace features: Fireplace,Gas Log,Living Room
- Fireplace: Yes
- Attic: Partially Finished,Partially Floored
- Finished area below ground: 3,075
- Finished area above ground: 3,000
Heating & Cooling
- Heating features: Fireplace(s),Forced Air,Geothermal
- Cooling features: Ceiling Fan(s),Geothermal
Interior Area
- Total structure area: 6,075
- Total interior livable area: 6,075 sqft
Kitchen
- Features: Breakfast Area,Breakfast Room,Eat-in Kitchen,Granite Counters,Kitchen Island,Kitchen-Dining
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: First
Property
Details
- Parcel number: 81014I35C
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio,Rear Porch,Front Porch,Screened
- Exterior features: Gas Grill,Outdoor Kitchen,Scenic,Sunroom
- Has spa: Yes
- Spa features: Bath
- Fencing: Fenced
- Waterfront features: Lake/Pond
- Residential vegetation: Partially Wooded
Lot
- Lot size: 159.79 Acres
- Features: Pasture/Gardens,Rolling Slope,Secluded,Landscaped
- Lot size dimensions: 159.79 acres
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Attached,Circular Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,871 | $130,452 |
| Home Insurance * | $1,446 | $17,352 |
| Property Taxes | $1,591 | $19,092 |
| Electricity | $479 | $5,757 |
| Total | $14,387 | $172,644 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $2,150,000 |
| 2025-10-14 | Listed for sale | $2,400,000 |
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