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773 Shoal Creek Road, Colbert, GA, 30628

3beds
2baths
1,409sqft
$309,900
$220price/sqft
$2,140/moest. monthly cost
$85,600/yrincome needed

About This Home

This thoughtfully designed, newer construction home offers a rare combination of comfort, ease, and low-maintenance living. From the moment you arrive, the one-level layout and zero-step entry create an effortless flow through the home that makes everyday living feel simple and accessible. With modern systems and stylish updated finishes already in place, you can spend less time worrying about upkeep and more time truly enjoying your space. The outdoor space is a standout feature, offering a fully fenced yard that provides both privacy and room to breathe. Whether you’re gathering around the fire pit with friends or enjoying a quiet evening under the glow of the string lights, this backyard creates a warm, inviting atmosphere that naturally draws people in. Located in Colbert, this home offers a peaceful, slower-paced setting while still being conveniently close to everyday needs. It’s the perfect balance of comfort and convenience where you can relax and enjoy the peace of mind that comes with a low maintenance and attractive home.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
4/10
6/10

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range
  • Laundry features: In Hall

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Area,Main Level Primary,Fireplace
  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room,Wood Burning Stove
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,409 sqft

Property

Details

  • Parcel number: 0059 117 27
  • Zoning description: Single Family
  • Special condition: Standard

Features

  • Patio & porch: Patio
  • Exterior features: Fire Pit
  • Fencing: Wood,Yard Fenced

Lot

  • Lot size: 1.24 Acres
  • Features: Back Yard,Private

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$163$1,956
Property Taxes $191$2,292
Electricity $219$2,637
Total$2,140$25,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,371/yr
40% on housing$64,200/yr
45% on housing$57,066/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 30628$198
Madison County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 30628
Madison County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$319,000
2022-11-18Sold$280,500
2022-10-21Pending sale$289,900
2022-09-23Price change$289,900
2022-08-26Listed for sale$299,000

For Sale by Agent

AgentCeci Churchwell
Brokerage3Tree Realty

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