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20 Woodbury Ln, Hull, GA, 30646

4beds
3baths
2,606sqft
$459,000
$176price/sqft
$3,612/moest. monthly cost
$144,480/yrincome needed

About This Home

This beautiful 4-bedroom, 3-bath home offers a spacious and comfortable layout with plenty of room for both everyday living and entertaining. The kitchen opens up seamlessly into the living room, creating an inviting open-concept space that's perfect for hosting and spending time with family and friends. The open dining area features a beautiful tray ceiling detail that adds character and gives the space an elevated, airy feel while still flowing naturally into the main living areas. The home also includes updated finishes, generous bedrooms, and functional living spaces throughout. Outside, the beautifully landscaped property features a fenced backyard with a fire pit area that's perfect for gatherings, along with a 2-car garage and plenty of outdoor space to enjoy. Pre-approval letter or proof of funds required prior to scheduling a showing.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
5/10
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven/Range (Combo)
  • Laundry features: In Hall,Upper Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Separate Room

Features

  • Double Vanity,High Ceilings,Soaking Tub,Tile Bath,Tray Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,606

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,606
  • Total interior livable area: 2,606 sqft

Kitchen

  • Features: Breakfast Area,Kitchen Island,Pantry

Property

Details

  • Parcel number: 0032C 065
  • Other equipment: Satellite Dish

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Sprinkler System
  • Fencing: Fenced,Privacy,Wood

Lot

  • Lot size: 0.75 Acres
  • Features: Corner Lot

Parking

  • Parking features: Attached,Garage,Parking Pad
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$161$1,932
Property Taxes $878$10,536
Electricity $253$3,038
Total$3,612$43,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,840/yr
40% on housing$108,360/yr
45% on housing$96,320/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 30646$168
Madison County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 30646
Madison County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Price change$459,000
2026-06-15Price change$465,000
2026-05-19Listed for sale$469,000
2020-05-08Sold$282,650

For Sale by Agent

AgentJacob Peacock
BrokerageIris Inc Realty

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