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13 White Horse Way, Groveland, FL, 34736

5beds
4baths
3,663sqft
$560,500
$153price/sqft
$4,338/moest. monthly cost
$173,520/yrincome needed

About This Home

*Price Reduced* Spacious and beautifully maintained former model home with many upgrades offering over 3,600 sq ft of living space with 5 bedrooms and 3.5 bathrooms. This one-owner property features neutral décor throughout, creating a clean and versatile backdrop for any style. Meticulous and spacious inside and out, the home offers added privacy with no rear neighbors. Inside, you’ll find a large laundry room with an additional storage closet and ample storage throughout the home. The 3-car garage includes a 2-car tandem space plus an additional single bay, providing plenty of room for vehicles, hobbies, or extra storage. A standout feature is the separate in-law apartment with its own private front entrance, offering flexible living options for guests, extended family, or multi-generational living. The in-law suite includes its own washer and dryer, dishwasher, refrigerator, kitchenette, sink, walk-in shower, walk-in closet, and separate A/C unit. Conveniently located approximately 1 mile from the new Cherry Lake Preparatory School, Cherry Lake Park, and just 12 minutes from the new "under development" Minneola shopping district ~ which is being designed with a charming small-town feel. The Minneola Shopping district will feature popular destinations such as Crooked Can Brewery, Three Birds Café, splash pads and plenty of both shopping and places to grab a bite. 10 short minutes to Downtown Clermont and 25 minutes from Downtown Winter Garden. Nearby attractions include Walt Disney World and Universal Studios (approximately 45 minutes), SeaWorld (about 55 minutes), Cocoa Beach (about 2 hours), and Clearwater Beach (about 2.5 hours).

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

--
6/10
Windy Hill Middle SchoolGrades 6-88.8 mi
4/10
South Lake High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Freezer,Ice Maker,Kitchen Reverse Osmosis System,Microwave,Range,Refrigerator,Washer,Water Softener
  • Laundry features: Inside,Laundry Room,Other

Bathroom1

  • Level: First

Bathroom1

  • Level: Second

Bedroom2

  • Features: Built-in Closet
  • Level: Second

Bedroom3

  • Features: Built-in Closet
  • Level: Second

Bedroom4

  • Features: Built-in Closet
  • Level: Second

Bedroom5

  • Features: Walk-In Closet(s)
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dinette

  • Level: First

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,In Wall Pest System,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Pest Guard System,Smart Home,Solid Wood Cabinets,Stone Counters,Thermostat,Walk-In Closet(s)
  • Window features: Blinds,Window Treatments
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,663
  • Total interior livable area: 3,663 sqft

Kitchen

  • Level: First

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: First

Loft

  • Level: Second

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: 032225001000003500
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio,Porch,Rear Porch
  • Exterior features: Fire Pit,Irrigation System
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake Privileges
  • Residential vegetation: Fruit Trees,Oak Trees,Trees/Landscaped

Lot

  • Lot size: 9,455 sqft
  • Features: Irregular Lot,Sidewalk

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Lightning
Tornado
Hurricane
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,834$34,008
Home Insurance *$305$3,660
Property Taxes $831$9,972
Electricity $368$4,423
Total$4,338$52,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,731/yr
40% on housing$130,140/yr
45% on housing$115,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 34736$188
Lake County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 34736$191
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$589,000
2026-04-15Price change$595,000
2026-03-13Listed for sale$599,999
2023-06-27Sold$549,500

For Sale by Agent

AgentCara Hagan
BrokerageLUXE PROPERTIES

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