304 Rum River Way, Anoka, MN, 55303
About This Home
Welcome to this charming three-bedroom, three-bathroom home that perfectly balances comfort with convenience. This well-appointed residence offers thoughtful living spaces designed for both daily life and entertaining guests. The heart of the home features an inviting layout that flows seamlessly from room to room, creating an atmosphere where family gatherings and quiet evenings feel equally natural. The primary bedroom provides a peaceful retreat, while two additional bedrooms offer flexibility for family members, guests, or that home office you've been dreaming about. Location enthusiasts will appreciate the neighborhood's walkable appeal and community amenities. Anoka Station sits just a short stroll away, making commuting surprisingly pleasant. When outdoor activities call, Rum River Regional Park offers plenty of green space, walking trails and within a mile of downtown Anoka. This property represents more than just a house – it's a gateway to comfortable suburban living with urban accessibility. The combination of practical features, convenient location, and neighborhood charm creates an opportunity for buyers seeking that sweet spot between peaceful residential life and modern convenience.
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Roof: Age 8 Years or Less
- Construction materials: Other
Type & Style
- Home type: Townhouse
- Property subType: (TH) Detached
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
Basement
- Basement: None
Bedroom
- Level: Upper
- Area: 192
- Dimensions: 16x12
Bedroom2
- Level: Upper
- Area: 130
- Dimensions: 13x10
Bedroom3
- Level: Upper
- Area: 100
- Dimensions: 10x10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 84
- Dimensions: 12x7
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,900
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,900
- Total interior livable area: 1,900 sqft
Kitchen
- Level: Main
- Area: 156
- Dimensions: 13x12
Living Room
- Level: Main
- Area: 144
- Dimensions: 12x12
Loft
- Level: Upper
- Area: 110
- Dimensions: 11x10
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 063124220073
- Zoning description: Residential-Single Family
- Foundation area: 1110
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 871.20 sqft
- Features: Irregular Lot
- Lot size dimensions: 85 x 28
Parking
- Total spaces: 2
- Parking features: Tuckunder Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Anoka County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,961 | $23,532 |
| Home Insurance * | $239 | $2,868 |
| Property Taxes | $303 | $3,636 |
| Electricity | $170 | $2,050 |
| Total | $2,673 | $32,076 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Listed for sale | $397,400 |
| 2026-04-10 | Listing removed | $399,900 |
| 2026-03-24 | Listing removed | $2,550 |
| 2026-01-15 | Price change | $399,900 |
| 2025-12-17 | Price change | $2,550 |
| 2025-12-16 | Price change | $405,000 |
| 2025-11-27 | Listed for rent | $2,600 |
| 2025-11-26 | Price change | $410,000 |
| 2025-10-09 | Listed for sale | $420,000 |
| 2025-08-08 | Listing removed | $424,900 |
| 2025-05-17 | Listed for sale | $424,900 |
| 2025-05-13 | Listing removed | $428,000 |
| 2025-05-12 | Price change | $428,000 |
| 2025-04-30 | Price change | $430,000 |
| 2025-04-22 | Price change | $445,000 |
| 2025-04-14 | Price change | $450,000 |
| 2025-04-04 | Listed for sale | $460,000 |
| 2022-03-04 | Sold | $384,000 |
| 2022-01-21 | Pending sale | $400,000 |
| 2022-01-07 | Listed for sale | $400,000 |
| 2021-10-29 | Listing removed | -- |
| 2021-08-10 | Listed for sale | $425,000 |
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