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15039 Quintana St NW, Ramsey, MN, 55303

4beds
3baths
2,770sqft
$475,900
$172price/sqft
$3,423/moest. monthly cost
$136,920/yrincome needed

About This Home

This One Has It ALL! From the moment you arrive, the Craftsman-style exterior with covered front porch, stone veneer, and lush lawn signals something special. Step inside to a functional mudroom with built-in bench and cubbies, then prepare to be wowed by the soaring vaulted ceilings and sweeping panoramic views of open fields visible from every angle of the stunning open-concept great room. The chef's kitchen is a showstopper — white shaker cabinets, granite countertops, large center island with sink, stainless steel appliances including a gas range, and a walk-in pantry. The dining area opens directly to an enormous composite deck with breathtaking views, fire pit seating, and room to entertain in style. A covered walk-out patio below adds even more outdoor living space, backed by a spacious, fully fenced yard with storage shed. The primary suite offers vaulted ceilings, gorgeous views, and a private en-suite. Downstairs, the lower level delivers a massive rec room perfect for movie nights, PLUS a dedicated wellness room with an infrared sauna, treadmill, and mounted TV — a rare and incredible bonus. The insulated, epoxy-floored garage with workbench is a dream for hobbyists and car enthusiasts alike. Thoughtful design, premium finishes, unbeatable views, and lifestyle amenities that are truly hard to find — this home is one of a kind. Best of all…IT CAN BE YOURS

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
Ramsey Elementary SchoolGrades K-53.5 mi
7/10
Anoka Senior High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Finished,Full,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 172.6667
  • Dimensions: 14' x 12'4"

Bedroom2

  • Level: Main
  • Area: 124.4444
  • Dimensions: 11'8" x 10'8"

Bedroom3

  • Level: Lower
  • Area: 126.875
  • Dimensions: 12'1" x 10'6"

Bedroom4

  • Level: Lower
  • Area: 154.875
  • Dimensions: 14'9" x 10'6"

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Deck

  • Level: Upper

Dining Room

  • Level: Main
  • Area: 128.125
  • Dimensions: 12'6" x 10'3"

Exercise Room

  • Level: Lower
  • Area: 110
  • Dimensions: 11' x 10'

Family Room

  • Level: Lower
  • Area: 416.8403
  • Dimensions: 20'5" x 20'5"

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room,Stone
  • Fireplace: Yes
  • Finished area below ground: 1,140
  • Finished area above ground: 1,630

Flex Room

  • Level: Main
  • Area: 120.8889
  • Dimensions: 10'8" x 11'4"

Great Room

  • Level: Main
  • Area: 264.25
  • Dimensions: 21 x 12'7"

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,260
  • Total interior livable area: 2,770 sqft

Kitchen

  • Level: Main
  • Area: 163.5417
  • Dimensions: 12'6" x 13'1"

Utility Room

  • Level: Lower
  • Area: 115.5
  • Dimensions: 11' x 10'6"

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 203225330118
  • Zoning description: Residential-Single Family
  • Foundation area: 1630

Features

  • Levels: One
  • Stories: 1
  • Fencing: Chain Link,Full

Lot

  • Lot size: 0.27 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: 60 x 169 x 90 x 156

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Lightning

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,406$28,872
Home Insurance *$293$3,516
Property Taxes $491$5,892
Electricity $233$2,803
Total$3,423$41,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,360/yr
40% on housing$102,690/yr
45% on housing$91,280/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 55303$173
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55303$183
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$475,900
2020-10-23Sold$388,415

For Sale by Agent

AgentLana Yatskina
BrokerageDiscovery Group, Inc

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