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4659 144th Ave NE, Ham Lake, MN, 55304

5beds
4baths
4,064sqft
$900,000
$221price/sqft
$6,127/moest. monthly cost
$245,080/yrincome needed

About This Home

Welcome to 4659 144th Ave NE, a beautifully maintained 5-bedroom, 4-bathroom rambler offering just over 3,600 finished square feet of comfortable living space. This exceptional home sits on a private 2.46-acre lot at the end of a quiet cul-de-sac in the highly sought-after Hidden Forest East development. Mature woods border the backyard and a scenic pond lies just beyond, delivering a peaceful, park-like setting with outstanding privacy. The home greets visitors with a striking custom timber-covered front porch that adds warmth and charm to the curb appeal. Inside, the main level features an open, flowing layout with impressive boxed ceilings in the living room and primary bedroom that create extra height and an elegant atmosphere. The gourmet kitchen shines with sleek black stainless steel appliances, while two electric fireplaces, one on the main level and one in the lower level, provide cozy ambiance throughout the seasons. This rambler offers outstanding features including an oversized insulated and heated attached garage for year-round comfort, plus a massive 24 by 40 foot detached garage ideal for hobbies, extra vehicles, or storage. The fully finished lower level includes additional bedrooms, a second family room, and a relaxing sauna. A unique 14 by 19 foot heated and cooled storage area on the lower level opens to the outdoors with French doors, providing exceptional versatility. Perfectly located in Hidden Forest East, this move-in-ready home combines the privacy of acreage living with convenient access to Ham Lake and the Twin Cities metro area. Whether you enjoy entertaining, need space for hobbies, or simply want to relax in a serene setting, this property truly has it all. A rare opportunity to own a spacious rambler on a wooded lot with every desirable feature. Schedule your private showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
6/10
Roosevelt Middle SchoolGrades 6-85.5 mi
7/10
Blaine Senior High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Finished,Storage Space,Tile Shower,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 216
  • Dimensions: 18 X 12

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Bedroom3

  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Bedroom4

  • Level: Lower
  • Area: 224
  • Dimensions: 14 X 16

Bedroom5

  • Level: Lower
  • Area: 121
  • Dimensions: 11 X 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 180
  • Dimensions: 12 X 15

Family Room

  • Level: Lower
  • Area: 440
  • Dimensions: 22 X 20

Features

  • Number of fireplaces: 2
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 1,596
  • Finished area above ground: 2,032

Foyer

  • Level: Main
  • Area: 77
  • Dimensions: 7 X 11

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,064
  • Total interior livable area: 4,064 sqft

Kitchen

  • Level: Main
  • Area: 165
  • Dimensions: 15 X 11

Laundry

  • Level: Main
  • Area: 77
  • Dimensions: 7 X 11

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 16 X 15

Other

  • Level: Main
  • Area: 99
  • Dimensions: 11 X 9

Play Room

  • Level: Lower
  • Area: 475
  • Dimensions: 25 X 19

Sauna

  • Level: Lower
  • Area: 18
  • Dimensions: 3 X 6

Storage

  • Level: Lower
  • Area: 266
  • Dimensions: 14 X 19

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 253223420007
  • Zoning description: Residential-Single Family
  • Foundation area: 2032

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch

Lot

  • Lot size: 2.46 Acres
  • Lot size dimensions: 84 x 355 x 187 x 318 x 113 x 232

Parking

  • Total spaces: 3
  • Parking features: Attached,Detached Garage,Asphalt,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$547$6,564
Property Taxes $688$8,256
Electricity $342$4,113
Total$6,127$73,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,068/yr
40% on housing$183,810/yr
45% on housing$163,386/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 55304$205
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55304$194
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$949,900
2026-04-23Listed for sale$1,000,000

For Sale by Agent

AgentJoseph Weinzetl
BrokerageSODL

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