3697 Sapphire Cove Cir, Naples, FL, 34114
About This Home
Gated Community. Heated pool and spa. Panoramic lake views. Five bedrooms. Three-car garage with EV charger. 2023 built. This is an incredible value in the Heart of Naples! All within a private gated community of just 75 homes. At this price point, this combination does not exist anywhere else in Naples. An Egret II model by a quality builder, situated on one of the premier lake-view lots within the intimate, gated enclave of Sapphire Cove. Built around a central three-acre lake, this boutique community of just 75 homes offers privacy, natural beauty, and neighborly atmosphere. Step through the front entry to soaring 12-foot coffered ceilings, solid-core interior doors, exquisite wood-trim detailing, and a wide-open floor plan that draws natural light through every room. The gourmet kitchen anchors the main living space with quartz countertops, custom cabinetry, a center island, a walk-in pantry, and stainless steel appliances — designed equally for everyday living and serious entertaining. The primary suite is on the main floor, offering privacy, generous proportions, and a spa-inspired bath with dual sinks and a separate tub and shower. Additional bedrooms are thoughtfully positioned for guest privacy, making this layout ideal for families with frequent visitors — everyone has their own space to work, relax, and retreat. Upstairs, the versatile media room is currently configured as a golf simulator but can also serve as a home theater, bonus room, upstairs den, or private retreat. The flexibility of this second floor is one of the most underappreciated features of this floor plan. Step outside, and the lake view opens up in front of you. The heated pool and spa overlook a wide, expansive, and genuinely panoramic stretch of lake — one of the best water views in the community. The waterfall feature serves double duty: a stunning visual focal point and the peaceful sound of moving water that makes every afternoon feel like a vacation. The pavered ledge doubles as a stunning swim shelf, ideal for lounging in the water. The fully equipped outdoor kitchen and remote-controlled sun screens create a seamless indoor-outdoor living experience that is quintessentially Naples. The 3-car garage is oversized and practical, featuring a high-voltage EV charging outlet and ample storage for vehicles, toys, and gear. Built in 2023 with concrete block construction, a flat tile roof, and full hurricane impact doors and windows throughout. Sapphire Cove residents enjoy a clubhouse, fitness center, resort-style community pool, and scenic walking and jogging paths — all with low HOA fees that make the lifestyle both practical and enjoyable. Located just 20 minutes from Naples' world-renowned white-sand beaches, and minutes from Publix, Walmart, the new Costco, top-rated schools, sports complexes, hospitals, and easy I-75 access, the location delivers everything Naples has to offer — from Fifth Avenue dining and shopping to championship golf, boating, arts.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2023
Materials
- Roof: Tile
- Construction materials: Block,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Oven,Dryer,Dishwasher,Electric Cooktop,Disposal,Indoor Grill,Ice Maker,Microwave,Range,Refrigerator,RefrigeratorWithIce Maker,Self Cleaning Oven,Washer
- Laundry features: Inside,Laundry Tub
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Breakfast Bar,Built-in Features,Bedroom on Main Level,Bathtub,Tray Ceiling(s),Closet Cabinetry,Coffered Ceiling(s),Dual Sinks,Entrance Foyer,French Door(s)/Atrium Door(s),Kitchen Island,Living/Dining Room,Main Level Primary,Pantry,Separate Shower,Vaulted Ceiling(s),Bar,Walk-In Closet(s),Bathroom,Den,Guest Quarters
- Door features: French Doors
- Window features: Single Hung,Impact Glass
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 4,302
- Total interior livable area: 3,001 sqft
Property
Details
- Parcel number: 31374000925
- Lease amount: 0
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: Concrete,Electric Heat,Heated,In Ground,Pool Equipment,Community,Pool/Spa Combo
- Patio & porch: Open,Patio,Porch
- Exterior features: Fence,Security/High Impact Doors,Sprinkler/Irrigation,Outdoor Kitchen,Outdoor Shower,Patio
- Has spa: Yes
- Spa features: Above Ground,Electric Heat,Gunite
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake
Lot
- Lot size: 7,980 sqft
- Features: Rectangular Lot,Sprinklers Automatic
- Lot size dimensions: 57 x 140 x 57 x 140
Parking
- Total spaces: 3
- Parking features: Attached,Driveway,Garage,Paved,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Wildfire
- Coastal Flooding
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Collier County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,764 | $69,168 |
| Home Insurance * | $513 | $6,156 |
| Property Taxes | $1,219 | $14,628 |
| Electricity | $302 | $3,624 |
| Total | $7,798 | $93,576 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $1,140,000 |
| 2026-03-23 | Listing removed | $1,150,000 |
| 2026-02-16 | Price change | $1,150,000 |
| 2025-11-20 | Price change | $1,199,000 |
| 2025-09-05 | Price change | $1,220,000 |
| 2025-05-31 | Price change | $1,250,000 |
| 2025-04-25 | Price change | $1,329,000 |
| 2025-03-27 | Listed for sale | $1,369,000 |
| 2023-03-09 | Sold | $987,820 |
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