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3885 W 20th St, Cleveland, OH, 44109

4beds
2baths
1,644sqft
$114,900
$70price/sqft
$1,045/moest. monthly cost
$41,800/yrincome needed

About This Home

Investor opportunity! This duplex is conveniently located just minutes from downtown Cleveland, Steelyard Commons, major highways, restaurants and shopping. The upstairs unit is currently rented month to month at $895 per month, while the downstairs unit is vacant. Features include ceiling fans throughout, a spacious attic offering ample storage potential, and a basement with a block foundation and washer/dryer hookups. Easy access to I-71, I-90 and SR-176 making commuting simple and convenient. Perfect opportunity for investors looking to expand their portfolio or owner occupants seeking an income producing property.

Getting Around

53
WalkingSomewhat Walkable
41
TransitSome Transit
26
BikeSomewhat Bikeable

Schools

5/10
Denison PreK-8 SchoolGrades PK-90.5 mi
4/10
Benjamin Franklin SchoolGrades PK-81.1 mi

Construction

Condition

  • Year built: 1914

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,644

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,644
  • Total interior livable area: 1,644 sqft

Property

Details

  • Parcel number: 00904134
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony
  • Exterior features: Balcony
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 3,502 sqft
  • Features: Back Yard,City Lot

Parking

  • Parking features: Driveway,No Garage,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $580$6,960
Home Insurance *$92$1,104
Property Taxes $180$2,160
Electricity $193$2,320
Total$1,045$12,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,828/yr
40% on housing$31,350/yr
45% on housing$27,866/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$70This listing

vs Other Active Listings

Avg $/sqft

ZIP 44109$93
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44109$119
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$114,900
2026-08-01Listed for sale$114,900
2026-07-18Pending sale$114,900
2026-05-27Listed for sale$114,900
2026-04-08Listing removed$149,900
2026-03-09Price change$149,900
2026-03-03Listed for sale$155,000
2026-02-26Pending sale$155,000
2026-02-19Listed for sale$155,000
2025-05-30Sold$126,500
2015-02-20Sold$11,500
2015-01-06Listed for sale$14,900
2014-12-30Sold$3,334
2014-12-06Listed for sale$25,500
2014-09-15Listing removed--
2014-08-23Listed for sale--
2014-07-01Listing removed$10,000
2013-07-19Price change$10,000
2013-05-23Price change$15,000
2013-05-17Pending sale$10,000
2013-04-11Price change$10,000
2013-03-22Price change$12,500
2013-03-08Price change$15,000
2013-02-28Price change$17,500
2013-02-06Listed for sale$19,900
2002-05-06Sold$58,200
1999-05-03Sold$75,000
1998-05-12Sold$53,000
1997-09-18Sold$32,000

For Sale by Agent

AgentDavid S Sharkey
BrokerageProgressive Urban Real Estate Co

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