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3420 104th Drive NE, Lake Stevens, WA, 98258

5beds
4baths
3,111sqft
$789,000
$254price/sqft
$4,895/moest. monthly cost
$195,800/yrincome needed

About This Home

Welcome to this stunning contemporary masterpiece, where modern design meets everyday comfort. This expansive 5-bedroom, 3.5-bath residence offers an effortless blend of clean lines, open-concept living, & high-end finishes-ideal for generational living. Step inside to soaring ceilings & an abundance of natural light flooding the main living areas over sleek flooring throughout. The gourmet kitchen features a center island, & plenty of room for casual dining. Step outside to a lovely deck off the kitchen with stairs leading down to a private patio below. The upper floor hosts the lavish primary suite & three spacious bedrooms. The primary bath dazzles with premium upgrades including a freestanding soaking tub, oversized walk-in shower with custom tile work, dual vanities, and upscale fixtures. Bonus room beside the bedrooms offers flexibility for guests or a home office. The lower level offers a huge family room and bedroom, perfect for comfortable entertaining or extended stays. With crisp architectural lines and a low-maintenance exterior, this home is curated for the buyer who demands style without compromise. Bonus features 1.5 miles to downtown Lake Stevens, .08 miles to the Lake to enjoy boating, BBQ's & sandy beaches. Close to parks, amenities and commuter routes. Enjoy The Timbers own recreational facilities. Freshly landscaped low maintenance yard with new sod. Covered front entrance for enjoying your morning cup of Joe.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
7/10
North Lake Middle SchoolGrades 6-71.4 mi
8/10
Lake Stevens Sr High SchoolGrades 10-120.6 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Composition
  • Construction materials: Cement/Concrete

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: Condo
  • Architectural style: Condo (3 Levels)
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Tankless Water Heater,Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Tankless,Water Heater Location: Garage

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Lower

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Window features: Coverings: blinds
  • Flooring: Ceramic Tile,Engineered Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,90%+ High Efficiency,Forced Air,Natural Gas
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 3,111
  • Total interior livable area: 3,111 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 01187200011000
  • Special condition: Standard
  • Other equipment: Leased Equipment: None

Features

  • Levels: Three Or More
  • Entry location: Main
  • Patio & porch: Alarm System,Fireplace,Water Heater

Lot

  • Lot size: 3,402 sqft
  • Features: Curbs,Paved,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Individual Garage,Off Street,Uncovered
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,989$47,868
Home Insurance *$134$1,608
Property Taxes $560$6,720
Electricity $212$2,553
Total$4,895$58,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,828/yr
40% on housing$146,850/yr
45% on housing$130,533/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 98258$319
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98258$345
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$829,950
2021-03-02Sold$575,660

For Sale by Agent

AgentBarbara J. Nelson
BrokerageLake & Company

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