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21562 160th St, Verndale, MN, 56481

6beds
3baths
3,840sqft
$385,000
$100price/sqft
$2,638/moest. monthly cost
$105,520/yrincome needed

About This Home

Experience peaceful country living on this beautiful 7-acre property featuring a spacious and welcoming home designed for comfort and convenience. The main level offers 3 bedrooms and 2 bathrooms, including a primary suite with a large walk-in closet with barn doors; a private full bath and double vanity. A gourmet kitchen with generous counter space flows seamlessly into the bright and open living room, complete with large windows and a cozy fireplace. Enjoy the practicality of main-floor laundry and a generous amount of storage space. The partially finished basement is sheetrocked and adds incredible potential, offering 5 additional bedrooms (3 have ceiling tile) and a full bathroom. With flooring and ceiling materials, it’s ready for your finishing touches and easily transforms it into a spacious lower-level family room, guest quarters, or hobby area. With abundant space both inside and out, this property is perfect for those seeking privacy, room to grow, and the best of rural living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
3/10
Verndale SecondaryGrades 7-126.8 mi

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oil Water Heater,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Full,Concrete,Partially Finished,Storage Space

Bedroom

  • Level: Main
  • Area: 220.5
  • Dimensions: 14.7x15

Bedroom2

  • Level: Main
  • Area: 136.4
  • Dimensions: 11x12.4

Bedroom3

  • Level: Main
  • Area: 133.1
  • Dimensions: 11x12.10

Bedroom4

  • Level: Lower
  • Area: 156
  • Dimensions: 12x13

Bedroom5

  • Level: Lower
  • Area: 144
  • Dimensions: 12x12

Bedroom6

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 10.4x15

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 456
  • Finished area above ground: 1,920

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,840
  • Total interior livable area: 3,840 sqft

Kitchen

  • Level: Main
  • Area: 240
  • Dimensions: 16x15

Laundry

  • Level: Main
  • Area: 138
  • Dimensions: 9.2x15

Living Room

  • Level: Main
  • Area: 330
  • Dimensions: 15x22

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 150364030
  • Zoning description: Other
  • Other equipment: Fuel Tank - Rented
  • Foundation area: 1920

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck

Lot

  • Lot size: 7.23 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 300 x 1020 x 300 x 1017

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind
Drought
Hail
Tornado
Wildfire

FEMA Declared Disasters in Wadena County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$201$2,412
Property Taxes $168$2,016
Electricity $323$3,886
Total$2,638$31,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,445/yr
40% on housing$79,140/yr
45% on housing$70,346/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 56481$116
Wadena County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 56481
Wadena County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$385,000
2026-03-13Listed for sale$399,900

For Sale by Agent

AgentNikki Bjerga
BrokerageEdina Realty, Inc.

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