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11336 Choctaw Cir, Ste Genevieve, MO, 63670

4beds
2baths
2,718sqft
$379,000
$139price/sqft
$2,668/moest. monthly cost
$106,720/yrincome needed

About This Home

Discover a spacious, custom-built home tucked inside the scenic, gated Grayhawk Community. The main level offers three comfortable bedrooms, including a primary suite with its own private bath. A handcrafted staircase—built from wood harvested directly from the property—leads to a versatile fourth bedroom or bonus room. Step outside to a brand-new deck overlooking peaceful natural surroundings, perfect for relaxing or entertaining. The walk-out basement provides even more room to expand your living space. Ownership includes full access to nearly 200 acres of community amenities, including stocked lakes, an in-ground pool, hiking trails, and more. All of this is just minutes from historic Ste. Genevieve, known for its festivals, restaurants, shops, and small-town charm. The home is being sold as-is, though the current owner is completing finishing touches. This is a rare chance to own a truly unique custom home in a one-of-a-kind setting. Schedule your private tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
6/10
5/10

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Metal
  • Construction materials: Wood Siding,Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Propane Water Heater,Gas Cooktop,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Special Millwork,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Panel Door(s),Pocket Door(s)
  • Window features: Bay Window(s)
  • Flooring: Bamboo
  • Number of fireplaces: 1
  • Fireplace features: Roughed-In,Wood Burning,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,718

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,718
  • Total interior livable area: 2,718 sqft

Property

Details

  • Parcel number: 6692.006
  • Special condition: Standard
  • Other equipment: Satellite Dish

Features

  • Levels: One and One Half
  • Patio & porch: Covered
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 0.72 Acres
  • Features: Adjoins Wooded Area,Wooded
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Off Street,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$337$4,044
Property Taxes $208$2,496
Electricity $207$2,490
Total$2,668$32,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,474/yr
40% on housing$80,040/yr
45% on housing$71,146/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 63670$210
Ste. Genevieve County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 63670
Ste. Genevieve County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-21Listed for sale$379,000
2025-12-24Listing removed$379,000
2025-09-27Price change$379,000
2025-03-20Price change$414,900
2024-11-19Price change$389,900
2024-10-19Listed for sale$399,900

For Sale by Agent

AgentKatherine Effinger
BrokerageMain Key Realty LLC

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