10840 Aetna Ave NE, Monticello, MN, 55362
About This Home
Back on the SPRING MARKET! Whether your seeking a retreat or a place to create your dream homestead, this property provides a variety of possibilities. It is located just northwest of the metropolitan area and within minutes of state and regional parks and just down the road from a wildlife management area. Nestle on over 39 acres of picturesque landscape, this beautifully maintained and expanded farmhouse offers a perfect blend of classic charm and modern amenities. The property boast a thoughtfully designed 4 bedroom 2-1/2 bath residence, along with a classic modern barn, multiple outbuildings, tillable acres, and serene wetlands. With rich classic woodwork and timeless handcrafted finishes, the home exudes the warmth and character you would expect to find in this turn of the century gem. Beyond the farmhouse, you'll find a new modern "Red Barn" offering a hay loft with ample storage and workspace above a walk-out lower level set up for the animals of your choosing. The coordinating outbuildings frame the setting for farming, hobbies, entertainment or additional storage. The property offers exceptional opportunities for simply enjoying sunrises, sunsets and the serenity of rural life. Please provide a prequalifying letter prior to showing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1895
Materials
- Roof: Asphalt,Rubber
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Crawl Space,Partial
Bathroom
- Level: Main
- Area: 60
- Dimensions: 10 x 6
Bathroom
- Level: Main
- Area: 40
- Dimensions: 8 x 5
Bathroom
- Level: Upper
- Area: 54
- Dimensions: 9 x 6
Bedroom
- Level: Upper
- Area: 231
- Dimensions: 21 x 11
Bedroom2
- Level: Upper
- Area: 132
- Dimensions: 11 x 12
Bedroom3
- Level: Upper
- Area: 108
- Dimensions: 12 x 9
Bedroom4
- Level: Upper
- Area: 120
- Dimensions: 12 x 10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 195
- Dimensions: 13 x 15
Features
- Finished area below ground: 0
- Finished area above ground: 2,560
Foyer
- Level: Main
- Area: 144
- Dimensions: 12 x 12
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 3,560
- Total interior livable area: 3,560 sqft
Kitchen
- Level: Main
- Area: 210
- Dimensions: 14 x 15
Laundry
- Level: Main
- Area: 54
- Dimensions: 9 x 6
Living Room
- Level: Main
- Area: 221
- Dimensions: 13 x 17
Mud Room
- Level: Main
- Area: 72
- Dimensions: 12 x 6
Office
- Level: Main
- Area: 154
- Dimensions: 11 x 14
Other
- Level: Main
- Area: 140
- Dimensions: 14 x 10
Porch
- Level: Upper
- Area: 120
- Dimensions: 10 x 12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 213100072400
- Zoning description: Agriculture
- Wooded area: 392040
- Foundation area: 1735
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Fencing: Electric,Wood
- Topography of land: Rolling
Lot
- Lot size: 38.71 Acres
- Features: Green Acres,Suitable for Horses,Tillable,Tree Coverage - Medium
- Lot size dimensions: 1334 x 1247 x 1327 x 1283
Parking
- Total spaces: 6
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 6
- Covered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Wright County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,042 | $72,504 |
| Home Insurance * | $850 | $10,200 |
| Property Taxes | $464 | $5,568 |
| Electricity | $300 | $3,603 |
| Total | $7,656 | $91,872 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-11 | Listed for sale | $1,295,000 |
| 2025-12-23 | Listing removed | $1,295,000 |
| 2025-10-01 | Price change | $1,295,000 |
| 2025-08-23 | Listed for sale | $1,395,000 |
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