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211 N Main St, Three Rivers, MI, 49093

5beds
3baths
3,724sqft
$264,900
$71price/sqft
$2,147/moest. monthly cost
$85,880/yrincome needed

About This Home

Timeless elegance meets modern convenience in this beautifully restored turn-of-the-century Victorian in the heart of Downtown Three Rivers. This 5 BR, 2.5 BA home showcases stunning original woodwork, professionally refinished hardwood floors, soaring ceilings, dual staircases & a classic pass-through from the updated kitchen to the formal dining room, & large windows throughout creating an abundance of natural light. The remodeled kitchen features quartz countertops, modern appliances & vinyl plank flooring, while all baths have been updated with newer flooring & fixtures. Main floor offers a BR, full bath & oversized laundry. Upstairs are 4 spacious BRs, a full bath & half bath. Finished 3rd-floor attic adds approx. 700 sq ft of flexible living space. Full basement with knotty pine walls, updated electrical & HVAC, privacy-fenced backyard & storage shed complete this exceptional home. Love historic character with modern updates & room to spread out? Don't miss this one! ALL LISTING INFORMATION TO BE VERIFIED BY BUYER/BUYERS AGENT. ALL MEASUREMENTS ARE +/-.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

7/10
Ruth Hoppin SchoolGrades K-50.2 mi
5/10
8/10
Three Rivers High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Water Softener Owned
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Replacement,Window Treatments
  • Flooring: Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,724
  • Total interior livable area: 3,724 sqft

Property

Details

  • Parcel number: 05114503000
  • Zoning description: Residential

Features

  • Stories: 3

Lot

  • Lot size: 8,712 sqft
  • Features: Level,Sidewalk
  • Lot size dimensions: 61 x 148.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in St. Joseph County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$180$2,160
Property Taxes $222$2,664
Electricity $406$4,874
Total$2,147$25,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,611/yr
40% on housing$64,410/yr
45% on housing$57,253/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 49093$198
St. Joseph County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 49093$145
St. Joseph County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$264,900
2026-07-21Listed for sale$264,900
2021-07-13Sold$140,000

For Sale by Agent

AgentKendra C Eldridge
BrokerageCentury 21 Affiliated

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