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3116 Saratoga Ave, Cleveland, OH, 44109

2beds
1baths
765sqft
$119,900
$157price/sqft
$1,083/moest. monthly cost
$43,320/yrincome needed

About This Home

Discover this cozy 2-bedroom 1 bath single family home located in desirable Old Brooklyn area. This home offer large living room, formal dining room w/window seat and cabinets, eat-in kitchen with appliances staying, glass block windows, fenced backyard. Conveniently located near shopping, parks, restaurants and major highways, this property offers easy access to downtown Cleveland. Whether you are a first-time buyer, downsizing or looking for a rental investment, this home presents a great opportunity.

Getting Around

75
WalkingVery Walkable
36
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

3/10
Charles A Mooney SchoolGrades PK-80.2 mi

Construction

Condition

  • Year built: 1915

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Second
  • Dimensions: 10 x 9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 14 x 12

Eat In Kitchen

  • Level: First
  • Dimensions: 16 x 10

Features

  • Finished area above ground: 765

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 765
  • Total interior livable area: 765 sqft

Living Room

  • Level: First
  • Dimensions: 16 x 12

Other

  • Level: First
  • Dimensions: 7 x 7

Primary Bedroom

  • Level: Second
  • Dimensions: 17 x 11

Property

Details

  • Parcel number: 01109123
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Back Yard,Chain Link,Fenced,Privacy,Wood

Lot

  • Lot size: 3,301 sqft

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$96$1,152
Property Taxes $188$2,256
Electricity $193$2,320
Total$1,083$12,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,131/yr
40% on housing$32,490/yr
45% on housing$28,880/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 44109$93
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44109$119
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$119,900
2026-07-22Listed for sale$129,900
1997-07-29Sold$46,000

For Sale by Agent

AgentRoger H Peters
BrokerageRegal Realty, Inc.

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